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Institution

Villagers Development Organization House # 206-A/A, ABL Street, Chaki ParaShahdadpur, Sindh68030
Data approved: 2013-06-14
Data version: 1
Age of data: 124 months

Institution

BestFUND Head OfficeCantomentsAccra, Greater AccraP.O. Box CT 5217
Data approved: 2013-03-04
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.vdopak.org
Year established1993
Head of InstitutionMuhammad Rafique Talpur
Regions activeSindh
# Branches2

Total Portfolio (nat'l)PKR 47,938,384
Total Portfolio (USD)USD 489,167.18
Active clients with loans3,912
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsMON-PAK, SMN, STOP TB Partnership, CERISE Certified
FundersPakistan Poverty Alleviation Fund, ORIX Leasing Pakistan Limited, OPP-OCT

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.bestfundghana.org
Year established2005
Head of InstitutionDr. Emmanuel Shaft Boamah
Regions activeGreater Accra Region, Ashanti Region
# Branches3

Total Portfolio (nat'l)GHS 8,220,420
Total Portfolio (USD)USD 4,172,802.03
Active clients with loans13,064
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, AMT
Funders

Loan Products » Summary

1,647 Borrowers
USD 142,631.44 Portfolio
Active Product
1,180 Borrowers
USD 249,708.87 Portfolio
Active Product
1,085 Borrowers
USD 96,826.89 Portfolio
Active Product

Loan Products » Summary

1,211 Borrowers
USD 1,071,131.98 Portfolio
Active Product
9,642 Borrowers
USD 2,535,665.48 Portfolio
Active Product
2,211 Borrowers
USD 566,004.57 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Enterprise Loan PKR 5,000 - 30,000 12 40% - 60% 0% - 20% Business Women, Men, Have business, Specific age group, Must have relevant (enterpise/business) experience Group Mtgs, Tech Asst Visits, Business Training, Other Training, Exposure visit
Agriculture Loan PKR 5,000 - 30,000 6 - 9 20% - 40% 0% Business, Agriculture Women, Men, Specific age group, Must have relevant (agriculture/farming) experience Group Mtgs, Tech Asst Visits, Business Training, Other Training, Exposure Visit
Live Stock Loan PKR 5,000 - 30,000 12 40% - 60% 0% - 20% Business Women, Men, Specific age group, Must have relevant (livestock) experience Group Mtgs, Tech Asst Visits, Business Training, Other Training, Exposure Visit

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Capacity Loan GHS 3,000 - 8,000 6 - 10 60% - 80% 0% - 20% Business, Education Women, Men, Have business, Salaried worker Credit Ins, Tech Asst Visits
Group Loan GHS 2,000 - 10,000 5 - 8 80% - 100% 0% - 20% Business, Education, Land Women, Men, Have business, Salaried worker Group Mtgs, Tech Asst Visits
Individual Loan GHS 500 - 1,000 4 - 6 60% - 80% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loan 22.0% annual, Flat 1 Fee 0 Ins None N/A 42% - 42.1% 42% - 42.1% N/A
Agriculture Loan 24.0% annual, Flat 1 Fee 0 Ins None N/A 27.7% 27.7% N/A
Live Stock Loan 22.0% annual, Flat 1 Fee 0 Ins None N/A 30.2% - 30.3% 30.2% - 30.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capacity Loan 36.0%-96.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 64.5% - 68% 74.9% - 78.8% 47
Group Loan 36.0%-96.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 59% - 70.2% 68.1% - 81.6% N/A
Individual Loan 36.0%-96.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 62.3% - 69.1% 72.1% - 80.2% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loan 22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 42% - 42.1% 42% - 42.1% N/A
Agriculture Loan 24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 27.7% 27.7% N/A
Live Stock Loan 22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 30.2% - 30.3% 30.2% - 30.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capacity Loan 36.0%-96.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 64.5% - 68% 74.9% - 78.8% 47
Group Loan 36.0%-96.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 59% - 70.2% 68.1% - 81.6% N/A
Individual Loan 36.0%-96.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 62.3% - 69.1% 72.1% - 80.2% 47
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