2. VDO
Please note that the information you are viewing is 125 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Sambhav
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Villagers Development Organization House # 206-A/A, ABL Street, Chaki ParaShahdadpur, Sindh68030
Data approved: 2013-06-14
Data version: 1
Age of data: 125 months

Institution

Sambhav Social Service Organization Lincoln House, 19 New Vivekanand ColonyBalwant Nagar Ext. Gandhi RaodGwalior, M.P474002
Data approved: 2010-10-25
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.vdopak.org
Year established1993
Head of InstitutionMuhammad Rafique Talpur
Regions activeSindh
# Branches2

Total Portfolio (nat'l)PKR 47,938,384
Total Portfolio (USD)USD 489,167.18
Active clients with loans3,912
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsMON-PAK, SMN, STOP TB Partnership, CERISE Certified
FundersPakistan Poverty Alleviation Fund, ORIX Leasing Pakistan Limited, OPP-OCT

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.sambhavindia.org/
Year established1988
Head of InstitutionDr. S.K.Singh
Regions activeMadhya Pradesh, Uttar Pradesh
# Branches9

Total Portfolio (nat'l)INR 9,737,000
Total Portfolio (USD)USD 183,716.98
Active clients with loans1,571
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

Enterprise
1,647 Borrowers
USD 142,631.44 Portfolio
Active Product
Agriculture
1,180 Borrowers
USD 249,708.87 Portfolio
Active Product
Livestock
1,085 Borrowers
USD 96,826.89 Portfolio
Active Product

Loan Products » Summary

House
53 Borrowers
USD 11,320.75 Portfolio
Active Product
Live stock
298 Borrowers
USD 55,415.09 Portfolio
Active Product
Sanitation
1,220 Borrowers
USD 116,981.13 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Enterprise Loan PKR 5,000 - 30,000 12 40% - 60% 0% - 20% Business Women, Men, Have business, Specific age group, Must have relevant (enterpise/business) experience Group Mtgs, Tech Asst Visits, Business Training, Other Training, Exposure visit
Agriculture Loan PKR 5,000 - 30,000 6 - 9 20% - 40% 0% Business, Agriculture Women, Men, Specific age group, Must have relevant (agriculture/farming) experience Group Mtgs, Tech Asst Visits, Business Training, Other Training, Exposure Visit
Live Stock Loan PKR 5,000 - 30,000 12 40% - 60% 0% - 20% Business Women, Men, Specific age group, Must have relevant (livestock) experience Group Mtgs, Tech Asst Visits, Business Training, Other Training, Exposure Visit

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
House Repair INR 5,000 - 20,000 12 - 24 80% - 100% 60% - 80% Housing Women, Have home or land Credit Educ, Group Mtgs, Credit Ins
Live Stock INR 5,000 - 20,000 12 80% - 100% 0% - 20% Livestock Purchase Women, She should have experince of keeping Buffalow , cow and goat. Credit Educ, Group Mtgs, Credit Ins
Sanitation Loan INR 3,000 - 10,000 12 - 24 80% - 100% 80% - 100% For constructing a toilet and bathing space. Women, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loan 22.0% annual, Flat 1 Fee 0 Ins None N/A 42% - 42.1% 42% - 42.1% N/A
Agriculture Loan 24.0% annual, Flat 1 Fee 0 Ins None N/A 27.7% 27.7% N/A
Live Stock Loan 22.0% annual, Flat 1 Fee 0 Ins None N/A 30.2% - 30.3% 30.2% - 30.3% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
House Repair 0% 33.9% 41.9% N/A
Live Stock 0% 18.7% - 34.8% 22.5% - 43.6% N/A
Sanitation Loan 0% 35.5% - 42.5% 39.6% - 54.5% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
House Repair 18.0% annual, Flat 1 Fee 2 Ins None 10.0% upfront 33.9% 41.9% 43
Live Stock 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 18.7% - 34.8% 22.5% - 43.6% 54
Sanitation Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 35.5% - 42.5% 39.6% - 54.5% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loan 22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 42% - 42.1% 42% - 42.1% N/A
Agriculture Loan 24.0% annual, Flat 1 Fee 0 Ins Ins None N/A 27.7% 27.7% N/A
Live Stock Loan 22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 30.2% - 30.3% 30.2% - 30.3% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
House Repair 0% 33.9% 41.9% N/A
Live Stock 0% 18.7% - 34.8% 22.5% - 43.6% N/A
Sanitation Loan 0% 35.5% - 42.5% 39.6% - 54.5% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
House Repair 18.0% annual, Flat 1 Fee 2 Ins Ins None 10.0% upfront 33.9% 41.9% 43
Live Stock 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 18.7% - 34.8% 22.5% - 43.6% 54
Sanitation Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 35.5% - 42.5% 39.6% - 54.5% 39
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