Please note that the information you are viewing is 55 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 99 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Organization for Social Development Initiatives 9th Floor, Business Centre, Mumtaz Hassan Road, Karachi- 74000Karachi
Data approved: 2015-04-17
Data version: 1
Age of data: 55 months

Institution

Buusaa Gonofaa MFI Debrezeit RoadKirkos SubcityAddis AbabaPO Box 24850
Data approved: 2011-12-23
Data version: 1
Age of data: 99 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.osdi.org
Year established2009
Head of InstitutionAasim Siddiqui
Regions activeKhyber Pakhtunkwa, Sindh
# Branches1

Total Portfolio (nat'l)PKR 94,039,491.75
Total Portfolio (USD)USD 923,467.81
Active clients with loans346
Approximate % female clients0% - 20%
Approximate % urban clients0
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionTeshome Yohannes Dayesso
Regions active
# Branches23

Total Portfolio (nat'l)ETB 76,548,872
Total Portfolio (USD)USD 4,160,264.78
Active clients with loans48,908
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI, MAIN
FundersTerrafina Microfinance, SOS-FAIM, WSM, CIDR

Loan Products » Summary

1,716 Borrowers
USD 745,975.28 Portfolio
Active Product
280 Borrowers
USD 171,161.57 Portfolio
Low Volume Product
16 Borrowers
USD 6,330.96 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

5,000 Borrowers
USD 706,521.74 Portfolio
Active Product
15,000 Borrowers
USD 1,277,173.91 Portfolio
Active Product
22,000 Borrowers
USD 1,630,434.78 Portfolio
Active Product
5,000 Borrowers
USD 434,782.61 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Development Loan PKR 8,000 - 100,000 6 0% - 20% 0 Agriculture Men, Any party in possession of land that can be used for agricultural purposes, sharecroppers and owners alike - usually male, Clients include both males and females Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Employee Loan ETB 500 - 10,000 6 - 24 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker
General Purpose Loan - Homa Homa - Regular ETB 200 - 5,000 6 - 24 80% - 100% 80% - 100% Business Women, Men Group Mtgs
General Purpose Loan - Homa Homa - Term ETB 200 - 5,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Group Mtgs
General Purpose Loan - Homa Homa - Variable ETB 200 - 5,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Development Loan 0.0% annual, Flat 1 Fee 0 None N/A 19.2% - 19.3% 19.2% - 19.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 12.6% annual, Flat 1 Fee 0 Ins None 5.0% upfront 23.2% 24.9% 51
General Purpose Loan - Homa Homa - Regular 18.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 10.00 ongoing 32% - 35.3% 39% - 45.7% 43
General Purpose Loan - Homa Homa - Term 30.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 10.00 ongoing 34.1% - 34.2% 38.6% - 41.8% 76
General Purpose Loan - Homa Homa - Variable 24.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 10.00 ongoing 35.4% - 39.3% 41.7% - 46.9% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Development Loan 0.0% annual, Flat 1 Fee 0 None N/A 19.2% - 19.3% 19.2% - 19.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 12.6% annual, Flat 1 Fee 0 Ins Ins None 5.0% upfront 23.2% 24.9% 51
General Purpose Loan - Homa Homa - Regular 18.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 10.00 ongoing 32% - 35.3% 39% - 45.7% 43
General Purpose Loan - Homa Homa - Term 30.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 10.00 ongoing 34.1% - 34.2% 38.6% - 41.8% 76
General Purpose Loan - Homa Homa - Variable 24.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 10.00 ongoing 35.4% - 39.3% 41.7% - 46.9% 54
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