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Institution

Waseela Microfinance Bank 3-A/2, Kaghan Road, F-8 Markaz, IslamabadIslamabad, Capital Territory44000
Data approved: 2015-06-04
Data version: 1
Age of data: 64 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.waseelabank.com
Year established2012
Head of InstitutionMr. Ghazanfar Azzam
Regions activeIslambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches41

Total Portfolio (nat'l)PKR 621,746,515
Total Portfolio (USD)USD 6,105,550.78
Active clients with loans13,855
Approximate % female clients0% - 20%
Approximate % urban clients0% - 20%
Network affiliations
FundersGlobal Telecom Holding S.A.E

Loan Products » Summary

FCL
4,713 Borrowers
USD 3,044,062.87 Portfolio
Active Product
KKL
8,912 Borrowers
USD 3,025,446.19 Portfolio
Active Product
230 Borrowers
USD 36,041.72 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Waseela Fori Cash Loan PKR 25,000 - 150,000 3 - 12 0% - 20% 20% - 40% Business, Agriculture, Livestock, Trading & Manufacturing Women, Men, Have business
Waseela Khushhal Kisan Loan PKR 20,000 - 60,000 3 - 12 0% - 20% 0% - 20% Business, Agriculture, Livetsock Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Waseela Fori Cash Loan 27.0%-30.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 28% - 35.3% 28.2% - 36.6% 90
Waseela Khushhal Kisan Loan 29.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 26.9% - 32.7% 27.1% - 33.6% 98
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001121
CEPESIU2,000939,0004121
COAC 4 Octubre2,2005,771,0002121
COAC Ambato1,30016,415,0002121
COAC FondVida2,5004,200,0004121
COAC LaBenefica2,5008,482,0006121
COAC MCCH5,30010,020,0002121
COAC Nacional30,70027,129,0002121
COAC San José10,40029,133,0005121
COAC SanAntonio1,0002,384,0003121
COAC SantaAnita2,0002,532,0006121
Codesarrollo14,40040,328,0007121
Coop San Miguel1,8004,754,0005118
CooP VPR7001,052,0004121
Cooprogreso7,90032,244,0004121
Credi Fe100,900380,039,0004121
D^Miro36,90027,692,0009114
DECOF2,200705,0002121
Espoir62,10021,036,0005121
FODEMI28,20012,924,0003121
Fundacion Alternativa4,3005,545,0002121
FUNDAMIC2,0001,468,0002121
INSOTEC7,0006,047,0004121
Luz del Valle6,40011,300,0003121
ProCredit43,800211,941,0002121
PS Ambato5,6002,771,0001121
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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