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Waseela Microfinance Bank 3-A/2, Kaghan Road, F-8 Markaz, IslamabadIslamabad, Capital Territory44000
Data approved: 2015-06-04
Data version: 1
Age of data: 67 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website address
Year established2012
Head of InstitutionMr. Ghazanfar Azzam
Regions activeIslambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches41

Total Portfolio (nat'l)PKR 621,746,515
Total Portfolio (USD)USD 6,105,550.78
Active clients with loans13,855
Approximate % female clients0% - 20%
Approximate % urban clients0% - 20%
Network affiliations
FundersGlobal Telecom Holding S.A.E

Loan Products » Summary

4,713 Borrowers
USD 3,044,062.87 Portfolio
Active Product
8,912 Borrowers
USD 3,025,446.19 Portfolio
Active Product
230 Borrowers
USD 36,041.72 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Waseela Fori Cash Loan PKR 25,000 - 150,000 3 - 12 0% - 20% 20% - 40% Business, Agriculture, Livestock, Trading & Manufacturing Women, Men, Have business
Waseela Khushhal Kisan Loan PKR 20,000 - 60,000 3 - 12 0% - 20% 0% - 20% Business, Agriculture, Livetsock Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Waseela Fori Cash Loan 27.0%-30.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 28% - 35.3% 28.2% - 36.6% 90
Waseela Khushhal Kisan Loan 29.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 26.9% - 32.7% 27.1% - 33.6% 98
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001124
COAC 4 Octubre2,2005,771,0002124
COAC Ambato1,30016,415,0002124
COAC FondVida2,5004,200,0004124
COAC LaBenefica2,5008,482,0006124
COAC MCCH5,30010,020,0002124
COAC Nacional30,70027,129,0002124
COAC San José10,40029,133,0005124
COAC SanAntonio1,0002,384,0003124
COAC SantaAnita2,0002,532,0006124
Coop San Miguel1,8004,754,0005121
CooP VPR7001,052,0004124
Credi Fe100,900380,039,0004124
Fundacion Alternativa4,3005,545,0002124
Luz del Valle6,40011,300,0003124
PS Ambato5,6002,771,0001124
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Key Statistics
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Loan Portfolio (USD)
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