Please note that the information you are viewing is 61 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Waseela Microfinance Bank 3-A/2, Kaghan Road, F-8 Markaz, IslamabadIslamabad, Capital Territory44000
Data approved: 2015-06-04
Data version: 1
Age of data: 61 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.waseelabank.com
Year established2012
Head of InstitutionMr. Ghazanfar Azzam
Regions activeIslambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches41

Total Portfolio (nat'l)PKR 621,746,515
Total Portfolio (USD)USD 6,105,550.78
Active clients with loans13,855
Approximate % female clients0% - 20%
Approximate % urban clients0% - 20%
Network affiliations
FundersGlobal Telecom Holding S.A.E

Loan Products » Summary

FCL
4,713 Borrowers
USD 3,044,062.87 Portfolio
Active Product
KKL
8,912 Borrowers
USD 3,025,446.19 Portfolio
Active Product
230 Borrowers
USD 36,041.72 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Waseela Fori Cash Loan PKR 25,000 - 150,000 3 - 12 0% - 20% 20% - 40% Business, Agriculture, Livestock, Trading & Manufacturing Women, Men, Have business
Waseela Khushhal Kisan Loan PKR 20,000 - 60,000 3 - 12 0% - 20% 0% - 20% Business, Agriculture, Livetsock Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Waseela Fori Cash Loan 27.0%-30.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 28% - 35.3% 28.2% - 36.6% 90
Waseela Khushhal Kisan Loan 29.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 26.9% - 32.7% 27.1% - 33.6% 98
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002104
Ahantaman RB23,8009,896,000486
APED13,7001,876,000286
ASA Initiative4,400577,000486
ASA-Ghana71,60018,385,000286
ASPI80088,000686
Atwima Kwanwoma3,8001,788,000286
Baobab5,100967,000286
BestFUND13,0004,172,000386
Bonzali Rural10,4001,691,0004104
CashPhase83135,000286
CASUD1,100524,000186
CEDEF50054,000486
CFF10013,000186
CRAN3,6001,019,000286
DQF1,70063,000286
EASL9,20011,409,000686
East Mamprusi12,5002,268,000486
ELDA00086
EMPRETEC Ghana20056,000286
FASL13,50014,047,000886
Grameen Ghana9,500507,000386
ID-Ghana5,600953,000386
Innovative Finance2,700354,000386
Kraban Support7,700781,0005104
KRB4,0006,350,000386
Lower Pra RB34,0006,316,0003104
Maata-N-Tudu12,000941,000486
Mail Finance300288,000186
Markaz00086
Markaz Al Bishara10017,000186
MicrofinPlus Gh1,100251,000286
Nwabiagya RB4,0002,265,000386
OISL62,00027,232,000986
Pro Credit00086
Rich Step100101,000186
SAT147,60029,359,000486
Sekam Trust600137,000286
Simli Pong8,900463,0003104
SS Ghana20035,000186
TCCU10032,000386
The Bridge40032,0003104
Union RB3,8002,361,000486
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to