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Institution

Waseela Microfinance Bank 3-A/2, Kaghan Road, F-8 Markaz, IslamabadIslamabad, Capital Territory44000
Data approved: 2015-06-04
Data version: 1
Age of data: 106 months

Institution

FINCA Uganda Limited Plot 22 Ben Kiwanuka Str. P.O. Box 24450, KampalaKampala256
Data approved: 2011-10-04
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.waseelabank.com
Year established2012
Head of InstitutionMr. Ghazanfar Azzam
Regions activeIslambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches41

Total Portfolio (nat'l)PKR 621,746,515
Total Portfolio (USD)USD 6,105,550.78
Active clients with loans13,855
Approximate % female clients0% - 20%
Approximate % urban clients0% - 20%
Network affiliations
FundersGlobal Telecom Holding S.A.E

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.finca.org/
Year established1992
Head of InstitutionJulius Omoding
Regions active0
# Branches25

Total Portfolio (nat'l)UGX 29,843,453,733
Total Portfolio (USD)USD 13,565,206.24
Active clients with loans43,118
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsFINCA International
FundersFINCA International, SEEP, Gates Foundation

Loan Products » Summary

FCL
4,713 Borrowers
USD 3,044,062.87 Portfolio
Active Product
KKL
8,912 Borrowers
USD 3,025,446.19 Portfolio
Active Product
230 Borrowers
USD 36,041.72 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

7,714 Borrowers
USD 7,496,900.26 Portfolio
Active Product
1,859 Borrowers
USD 504,981.26 Portfolio
Active Product
32,983 Borrowers
USD 13,053,389.22 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Waseela Fori Cash Loan PKR 25,000 - 150,000 3 - 12 0% - 20% 20% - 40% Business, Agriculture, Livestock, Trading & Manufacturing Women, Men, Have business
Waseela Khushhal Kisan Loan PKR 20,000 - 60,000 3 - 12 0% - 20% 0% - 20% Business, Agriculture, Livetsock Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
FINCA Business Loan UGX 500,000 - 60,000,000 3 - 24 20% - 40% 80% - 100% Business, Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
FINCA Small Group Loan UGX 500,000 - 6,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Salaried worker Credit Ins
FINCA Village Group Loan UGX 50,000 - 6,000,000 4 - 8 40% - 60% 20% - 40% Business, Consumer, Education Women, Men, Have business, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Waseela Fori Cash Loan 27.0%-30.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 28% - 35.3% 28.2% - 36.6% 90
Waseela Khushhal Kisan Loan 29.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 26.9% - 32.7% 27.1% - 33.6% 98

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 1 Fee 1 Ins None N/A 0% - 60.9% 48.8% - 62.8% 44
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 74.2% - 78.8% 91.1% - 98.3% 48
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 0% - 78.2% 94.7% - 96.2% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Waseela Fori Cash Loan 27.0%-30.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 28% - 35.3% 28.2% - 36.6% 90
Waseela Khushhal Kisan Loan 29.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 26.9% - 32.7% 27.1% - 33.6% 98

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 1 Fee 1 Ins Ins None N/A 0% - 60.9% 48.8% - 62.8% 44
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 74.2% - 78.8% 91.1% - 98.3% 48
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 0% - 78.2% 94.7% - 96.2% 40
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