Institution # Borrowers Portfolio (US$) Products Age of Data
KBL468,300120,082,0001660
KF233,60041,416,000458
NRSP399,90070,157,000360
ASA230,40029,637,000360
TMFB221,20085,449,000760
FMFB163,54438,481,323978
TRDP100,00013,817,000360
PRSP75,6569,907,176378
BRAC^P57,30011,869,000360
SRSO51,1007,775,000360
SSF46,0004,776,000360
FINCA82,00043,559,000960
JWS36,0006,545,000260
RCDS35,5524,856,122478
DAMEN35,1857,150,864178
FFO22,4003,335,000360
OLP21,4003,510,000360
CSC17,6003,147,000160
AMRDO13,8001,206,000560
WMBL13,8006,105,000360
Mojaz13,4002,415,000260
SDF11,5001,041,000460
POMFB8,5002,795,000460
OPD7,500918,000260
AGAHE7,300797,000260
NRDP6,1841,521,972378
GBTI6,100669,000378
WASIL4,3001,135,000260
Micro Options4,000768,000560
VDO3,900489,000378
SVDP3,900811,0001378
SRDO3,500766,000460
OSDI2,000923,000360
APMBL1,8001,401,000360
BEDF1,400209,000378
KCDO80094,000178
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Institution

Union Rural Bank Limited Head OfficeSenya Bereku, Central RegionP.O. Box 5
Data approved: 2013-02-26
Data version: 2
Age of data: 85 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions activeGreater Accra Region, Central Region
# Branches7

Total Portfolio (nat'l)GHS 4,652,554
Total Portfolio (USD)USD 2,361,702.54
Active clients with loans3,831
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX Bank

Loan Products » Summary

1,367 Borrowers
USD 187,932.49 Portfolio
Active Product
1,889 Borrowers
USD 1,777,637.90 Portfolio
Active Product
435 Borrowers
USD 300,171.28 Portfolio
Active Product
140 Borrowers
USD 95,960.87 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs
Salary Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Have business, Salaried worker Credit Educ, Business Training
Business Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training
Mobile Banking Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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