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Institution

ARDCI NGO Group, Inc. Sta. ElenaVirac, Catanduanes4800
Data approved: 2011-11-16
Data version: 1
Age of data: 106 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.ardci.org/
Year established1995
Head of InstitutionVictor T. Bernal
Regions active
# Branches28

Total Portfolio (nat'l)PhP 388,548,183
Total Portfolio (USD)USD 9,295,411.08
Active clients with loans45,967
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations
FundersEuropean Union, Department of Agriculture

Loan Products » Summary

44,667 Borrowers
USD 9,403,105.02 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Business (MB) PHP 10,000 - 200,000 3 - 12 60% - 80% 20% - 40% Business Women, Men Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Business (MB) 24.0% annual, Flat 0 Fees 2 Ins None 10.0% upfront 30.00 ongoing 44.2% - 46.3% 58.5% - 75.7% 37
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001118
CEPESIU2,000939,0004118
COAC 4 Octubre2,2005,771,0002118
COAC Ambato1,30016,415,0002118
COAC FondVida2,5004,200,0004118
COAC LaBenefica2,5008,482,0006118
COAC MCCH5,30010,020,0002118
COAC Nacional30,70027,129,0002118
COAC San José10,40029,133,0005118
COAC SanAntonio1,0002,384,0003118
COAC SantaAnita2,0002,532,0006118
Codesarrollo14,40040,328,0007118
Coop San Miguel1,8004,754,0005115
CooP VPR7001,052,0004118
Cooprogreso7,90032,244,0004118
Credi Fe100,900380,039,0004118
D^Miro36,90027,692,0009111
DECOF2,200705,0002118
Espoir62,10021,036,0005118
FODEMI28,20012,924,0003118
Fundacion Alternativa4,3005,545,0002118
FUNDAMIC2,0001,468,0002118
INSOTEC7,0006,047,0004118
Luz del Valle6,40011,300,0003118
ProCredit43,800211,941,0002118
PS Ambato5,6002,771,0001118
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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