| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.asaphil.org/ |
| Year established | 2004 |
| Head of Institution | Kamrul H. Tarafder |
| Regions active | |
| # Branches | 290 |
| Total Portfolio (nat'l) | PhP 1,563,240,950 |
| Total Portfolio (USD) | USD 37,398,108.85 |
| Active clients with loans | 429,907 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | MIX Market |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.eclof.org/ |
| Year established | 1993 |
| Head of Institution | Anthony Moonga |
| Regions active | |
| # Branches | 0 |
| Total Portfolio (nat'l) | ZMK 568,000,000 |
| Total Portfolio (USD) | USD 109,758.45 |
| Active clients with loans | 462 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AMIZ, Eclof International |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | PHP 1,000 - 120,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Life insurance, Marketing facilities |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | ZMK 300,000 - 2,000,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Individual Loan | ZMK 4,500,000 - 7,000,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Other Training | |||||||
| Salary Guaranteed Loan | ZMK 1,500,000 - 10,000,000 | 1 - 12 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Group Mtgs, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 30.0% annual, Flat | 0 Fees | 0 | None | 60.00 upfront 60.00 ongoing | 53.2% - 60.1% | 54.6% - 86.8% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | 60.0% annual, Flat | 2 Fees | 2 Ins | None | 25.0% upfront | 140.2% - 201.6% | 255.1% - 387.6% | 20 | ||||||||
| Individual Loan | 60.0% annual, Flat | 2 Fees | 2 Ins | None | 25.0% upfront | 110.8% - 119.4% | 180.1% - 205.1% | 30 | ||||||||
| Salary Guaranteed Loan | 96.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 170.9% - 177.7% | 176% - 187.3% | 53 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 30.0% annual, Flat | 0 Fees | 0 | None | 60.00 upfront 60.00 ongoing | 53.2% - 60.1% | 54.6% - 86.8% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | 60.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 25.0% upfront | 140.2% - 201.6% | 255.1% - 387.6% | 20 | ||||||||
| Individual Loan | 60.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 25.0% upfront | 110.8% - 119.4% | 180.1% - 205.1% | 30 | ||||||||
| Salary Guaranteed Loan | 96.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 170.9% - 177.7% | 176% - 187.3% | 53 |
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