2. CBI
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. KWFT DTM
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cantilan Bank, Inc. (A Rural Bank) Orozco St., Brgy. MagosilomCantilan, Surigao del Sur8317
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Kenya Women Finance Trust Deposit Taking Microfinance Ltd P.O. Box 4179 - 00506Kiambere Road, Upper HillNairobi
Data approved: 2013-06-24
Data version: 2
Age of data: 134 months
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Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.cantilanbank.com/
Year established1980
Head of InstitutionWilliam K. Hotchkiss III (Ret.)
Regions active
# Branches14

Total Portfolio (nat'l)PhP 84,060,000
Total Portfolio (USD)USD 2,011,004.79
Active clients with loans8,113
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsMCPI, RBAP, MABS, MMC
FundersPCFC, NLDC, Landbank, CARBAF

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.kwftdtm.com
Year established1982
Head of InstitutionMwangi Githaiga
Regions activeCentral, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western
# Branches235

Total Portfolio (nat'l)KES 13,743,335,462
Total Portfolio (USD)USD 165,982,312.30
Active clients with loans250,748
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsWomen's World Banking, AMFI, AFRACA
FundersKWH, Employee Share Ownership Plan (ESOP)

Loan Products » Summary

HOME
393 Borrowers
USD 152,870.81 Portfolio
Active Product
KITA
3,317 Borrowers
USD 1,307,655.50 Portfolio
Active Product
MAKITA
2,622 Borrowers
USD 195,693.78 Portfolio
Active Product
PAG-UMA
1,493 Borrowers
USD 331,100.48 Portfolio
Active Product
PEL
280 Borrowers
USD 23,133.97 Portfolio
Active Product

Loan Products » Summary

Biashara
219,089 Borrowers
USD 147,326,470.70 Portfolio
Active Product
Consumer
3,642 Borrowers
USD 1,049,663.59 Portfolio
Active Product
Elimu
13,496 Borrowers
USD 6,138,841.28 Portfolio
Active Product
Mwamba
7,643 Borrowers
USD 7,066,361.15 Portfolio
Active Product
Mwangaza
38,391 Borrowers
USD 3,285,406.97 Portfolio
Active Product
Start Up
12,383 Borrowers
USD 1,115,568.65 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
HOME - Housing Microfinance for Entrepeneurs PHP 7,000 - 150,000 6 - 12 60% - 80% 60% - 80% Housing Women, Men, Have business, Specific age group Credit Ins, Business Training
KITA - Kita Insakto Tipon Asenso PHP 3,000 - 150,000 3 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Business Training
MAKITA - Magkahupong Kita Alang Sa Tanan PHP 3,000 - 25,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group Group Mtgs, Credit Ins, Business Training
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso PHP 3,000 - 150,000 3 - 12 20% - 40% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Ins, Business Training
PEL - Pang Eskwela Loan PHP 2,000 - 6,000 6 60% - 80% 60% - 80% Education Women, Men, Have business, Have home or land, Specific age group Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biashara Loan KES 10,000 - 45,000,000 6 - 60 60% - 80% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment
Consumer Loan KES 10,000 - 200,000 6 - 18 80% - 100% 0% - 20% Consumer Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment
Elimu Loan KES 5,000 - 200,000 6 - 12 80% - 100% 0% - 20% Education Women, Have business, Evidence of school admission/attendance Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Agricultural Loan KES 10,000 - 45,000,000 6 - 36 80% - 100% 0% - 20% Business, Agriculture Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Leadership, Women Empowerment
Energy Loan KES 50,000 - 200,000 6 - 36 80% - 100% 0% - 20% Business, Other Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment
Asset Financing Loan KES 50,000 - 10,000,000 6 - 60 80% - 100% 0% - 20% Business Women, Must be willing to set up a viable business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
HOME - Housing Microfinance for Entrepeneurs 36.0% annual, Flat 1 Fee 1 Ins 0.50% loan amt 100.00 upfront 63% - 71.3% 65.1% - 75% 51
KITA - Kita Insakto Tipon Asenso 24.0%-36.0% annual, Flat 1 Fee 1 Ins None 100.00 upfront 5.00% ongoing 77% - 93.8% 80.9% - 101.7% 27
MAKITA - Magkahupong Kita Alang Sa Tanan 24.0% annual, Flat 1 Fee 1 Ins 0.50% loan amt 100.00 upfront 0.74% ongoing 68.6% 86.9% - 93.6% 27
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso 30.0%-36.0% annual, Flat 1 Fee 1 Ins None 100.00 upfront 5.00 ongoing 59% - 94.4% 61% - 104.9% 41
PEL - Pang Eskwela Loan 24.0% annual, Flat 1 Fee 1 Ins 30.00 fixed 100.00 upfront 3.00% ongoing 78.4% - 80.9% 105.4% - 114.1% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loan 20.0%-21.6% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37.1% - 42.8% 47.8% - 60.2% 35
Consumer Loan 18.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 40.6% - 40.7% 52.7% - 55.7% 33
Elimu Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 38% - 43.9% 52.7% - 61.3% 35
Agricultural Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37% - 42.8% 47% - 56.9% 36
Energy Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 36.8% - 40.8% 51.9% - 57.7% 33
Asset Financing Loan 11.2%-20.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 35.9% - 41.4% 43.9% - 56.7% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
HOME - Housing Microfinance for Entrepeneurs 36.0% annual, Flat 1 Fee 1 Ins Ins 0.50% loan amt 100.00 upfront 63% - 71.3% 65.1% - 75% 51
KITA - Kita Insakto Tipon Asenso 24.0%-36.0% annual, Flat 1 Fee 1 Ins Ins None 100.00 upfront 5.00% ongoing 77% - 93.8% 80.9% - 101.7% 27
MAKITA - Magkahupong Kita Alang Sa Tanan 24.0% annual, Flat 1 Fee 1 Ins Ins 0.50% loan amt 100.00 upfront 0.74% ongoing 68.6% 86.9% - 93.6% 27
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso 30.0%-36.0% annual, Flat 1 Fee 1 Ins Ins None 100.00 upfront 5.00 ongoing 59% - 94.4% 61% - 104.9% 41
PEL - Pang Eskwela Loan 24.0% annual, Flat 1 Fee 1 Ins Ins 30.00 fixed 100.00 upfront 3.00% ongoing 78.4% - 80.9% 105.4% - 114.1% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loan 20.0%-21.6% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37.1% - 42.8% 47.8% - 60.2% 35
Consumer Loan 18.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 40.6% - 40.7% 52.7% - 55.7% 33
Elimu Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 38% - 43.9% 52.7% - 61.3% 35
Agricultural Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37% - 42.8% 47% - 56.9% 36
Energy Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 36.8% - 40.8% 51.9% - 57.7% 33
Asset Financing Loan 11.2%-20.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 35.9% - 41.4% 43.9% - 56.7% 22
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