| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://cev.org.ph/ |
| Year established | 1998 |
| Head of Institution | Jonar B. Dorado |
| Regions active | |
| # Branches | 30 |
| Total Portfolio (nat'l) | PhP 207,898,362.30 |
| Total Portfolio (USD) | USD 4,973,645.03 |
| Active clients with loans | 35,107 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | VisionFund International (VFI), World Vision Development Foundation (WVDF), Microfinance Council of the Philippines (MCPI), Social Performance Management-Peer Learning Community (SPM-PLC) |
| Funders | KIVA, PLANIS, Peoples Credit and Finance Corporation, World Vision Area Development Programs |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asenso Loan | PHP 31,000 - 150,000 | 12 - 24 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
| BABE Loan | PHP 10,000 - 10,000 | 3 - 5 | 60% - 80% | 20% - 40% | Business, Agriculture, Hog-raising | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
| CROP Loan | PHP 2,000 - 20,000 | 5 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Farmer | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Yaman Loan | PHP 2,000 - 30,000 | 4 - 5 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asenso Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 200.00 ongoing | 58.9% - 68.6% | 69.1% - 115.5% | 35 | ||||||||
| BABE Loan | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 200.00 ongoing | 44.7% | 71.1% | 42 | ||||||||
| CROP Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 39.5% - 45.7% | 61.5% - 79% | 44 | ||||||||
| Yaman Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 79.7% - 88.1% | 142.3% - 200.9% | 17 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 163 |
| CEPESIU | 2,000 | 939,000 | 4 | 163 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 163 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 163 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 163 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 163 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 163 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 163 |
| COAC San José | 10,400 | 29,133,000 | 5 | 163 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 163 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 163 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 163 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 160 |
| CooP VPR | 700 | 1,052,000 | 4 | 163 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 163 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 163 |
| D^Miro | 36,900 | 27,692,000 | 9 | 156 |
| DECOF | 2,200 | 705,000 | 2 | 163 |
| Espoir | 62,100 | 21,036,000 | 5 | 163 |
| FODEMI | 28,200 | 12,924,000 | 3 | 163 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 163 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 163 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 163 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 163 |
| ProCredit | 43,800 | 211,941,000 | 2 | 163 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 163 |
| Key Statistics | |
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| % Products with compulsory deposits |
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