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Institution

Hagdan Sa Pag-uswag Foundation, Inc. RER Phase 2, National Highway, KauswaganCagayan de Oro City, Misamis Oriental9000
Data approved: 2011-11-15
Data version: 1
Age of data: 97 months

Institution

Harbu MFI Bole Sub CityAddis AbabaPO Box 13460
Data approved: 2012-04-12
Data version: 1
Age of data: 96 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1987
Head of InstitutionDr. Vicente R. Geducos, CPA
Regions active
# Branches9

Total Portfolio (nat'l)PhP 77,295,975.67
Total Portfolio (USD)USD 1,849,186.02
Active clients with loans18,350
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsOpportunity International Network, Alliance for Philippine Partners in Enterprise Development (APPEND), Mindanao Microfinance Council (MMC), Philippine Partnership for the Development of Human Resources in Rural Areas (PhilDHRRA)
FundersOIKOCredit, People's Credit and Finance Corporation (PCFC), PinoyMe Foundation, Small Business Corporation (SBC)

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionMr Tesfaye Befekadu
Regions active
# Branches13

Total Portfolio (nat'l)ETB 32,345,500
Total Portfolio (USD)USD 1,757,907.61
Active clients with loans22,473
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAEMFI, MAIN
FundersTerrafina, SOS Faim, Promic, KNH

Loan Products » Summary

18,350 Borrowers
USD 1,849,186.03 Portfolio
Active Product
818 Borrowers
USD 50,239.23 Portfolio
Active Product

Loan Products » Summary

15,732 Borrowers
USD 1,055,438.64 Portfolio
Active Product
6,741 Borrowers
USD 702,468.97 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan PHP 3,000 - 30,000 3 - 10 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Community Development Program
Individual Loan PHP 10,000 - 40,000 3 - 10 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Community Development Program

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan ETB 1,000 - 6,000 8 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men Credit Educ, Business Training
Installment loan ETB 1,000 - 8,000 6 - 12 60% - 80% 60% - 80% Any Purpose Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 40.00 ongoing 80.6% - 93.1% 94.6% - 216.6% 27
Individual Loan 36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 84.5% - 85.9% 99.6% - 108.9% 34

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 18.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 19.7% - 19.8% 21.7% - 22.6% 81
Installment loan 13.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 29% - 29.1% 36.7% - 36.9% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 40.00 ongoing 80.6% - 93.1% 94.6% - 216.6% 27
Individual Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 84.5% - 85.9% 99.6% - 108.9% 34

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 1.00% ongoing 19.7% - 19.8% 21.7% - 22.6% 81
Installment loan 13.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 1.00% ongoing 29% - 29.1% 36.7% - 36.9% 35
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