| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.kmbi.org.ph/ |
| Year established | 1986 |
| Head of Institution | Damiana D. Exiomo |
| Regions active | |
| # Branches | 71 |
| Total Portfolio (nat'l) | PhP 631,134,086 |
| Total Portfolio (USD) | USD 15,098,901.58 |
| Active clients with loans | 245,017 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Microfinance Council of the Philippines, Inc., Alliance of Philippine Partners in Enterprise Development (APPEND), Opportunity International Network (OIN), Banking with the Poor (BWTP) |
| Funders |
| Institution Type | Public 'For Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1983 |
| Head of Institution | Stephen Sarfo Kantanka |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | GHS 2,206,539 |
| Total Portfolio (USD) | USD 1,471,026 |
| Active clients with loans | 3,792 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, ARB APEX |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | PHP 4,000 - 20,000 | 6 | 80% - 100% | 60% - 80% | Business | Women, Have business | Group Mtgs |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | GHS 500 - 5,000 | 6 - 12 | 60% - 80% | 60% - 80% | ||||||||||
| Susu Loan | GHS 300 - 10,000 | 6 - 12 | 80% - 100% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 40.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 40.00 ongoing | 85.7% - 93.8% | 107.7% - 135.2% | 33 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 61.7% - 66.6% | 103.1% - 117.8% | 29 | ||||||||||
| Susu Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 61.9% - 68.3% | 125.3% - 150% | 23 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 40.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 40.00 ongoing | 85.7% - 93.8% | 107.7% - 135.2% | 33 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 61.7% - 66.6% | 103.1% - 117.8% | 29 | ||||||||||
| Susu Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 61.9% - 68.3% | 125.3% - 150% | 23 |
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