| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1979 |
| Head of Institution | Leticia G. Loquinario |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | PhP 824,435,000 |
| Total Portfolio (USD) | USD 19,723,325.36 |
| Active clients with loans | 57,276 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Zamboanga del Norte Federation of Rural Banks |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pro-mujer.org/ |
| Year established | 1990 |
| Head of Institution | Rodolfo Medrano |
| Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , PotosÃ, Santa Cruz, Tarija |
| # Branches | 64 |
| Total Portfolio (nat'l) | BOB 342,586,554.30 |
| Total Portfolio (USD) | USD 50,753,563.60 |
| Active clients with loans | 115,209 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | FINRURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASENSO Loan | PHP 10,000 - 150,000 | 1 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Specific age group, 18-65 years old | Business Training, Other Training, Tie-up with other agencies (DTI, TESDA) for trainings | |||||||
| Proyekto Maasenso | PHP 1,000 - 50,000 | 3 - 6 | 80% - 100% | 40% - 60% | Business | Women, Have business, Specific age group, 18-65 years old | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Livelihood, Leadership Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Sin Hipoteca Rango | BOB 1,500 - 105,000 | 6 - 60 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | ||||||||
| Banca Comunal Urbano | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training | |||||||
| Banca Comunal Rural | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASENSO Loan | 30.0% annual, Flat | 2 Fees | 2 Ins | None | 100.00 upfront 10.00% ongoing | 66.1% - 74.4% | 79.2% - 103.5% | 34 | ||||||||
| Proyekto Maasenso | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 100.00 upfront 45.00 ongoing | 78.9% - 97.7% | 92.2% - 179.2% | 24 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
| Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
| Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASENSO Loan | 30.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 100.00 upfront 10.00% ongoing | 66.1% - 74.4% | 79.2% - 103.5% | 34 | ||||||||
| Proyekto Maasenso | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 100.00 upfront 45.00 ongoing | 78.9% - 97.7% | 92.2% - 179.2% | 24 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
| Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
| Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
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