Institution

Maranding Women Investors Multipurpose Cooperative 2nd Floor, Fabian Flores Cultural CenterMarandingLala, Lanao del Norte/Region X9211
Data approved: 2011-12-07
Data version: 1
Age of data: 150 months

Institution

Centenary Rural Development Bank Mapeera House, Plot 44-46, Kampala RoadKampalaP.O.Box 1892
Data approved: 2013-01-24
Data version: 2
Age of data: 136 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1996
Head of InstitutionMARILOU BANDING
Regions active
# Branches10

Total Portfolio (nat'l)PhP 79,034,409.97
Total Portfolio (USD)USD 1,890,775.36
Active clients with loans12,093
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsLZMCN, Philippine Federation of Credit Coopertives, Philippine Federation of Women In Coopertaives, COOP LIFE Assurance Society of the Philippines
FundersOikocredit, Seedfinance, Landbank of the Philippines (LBP), NLDC

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.centenarybank.co.ug/
Year established1983
Head of InstitutionFabian Kasi
Regions activeCentral, Eastern, Northern, Western
# Branches38

Total Portfolio (nat'l)UGX 574,975,000,000
Total Portfolio (USD)USD 221,144,230.80
Active clients with loans133,802
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

5,000 Borrowers
USD 972,776.16 Portfolio
Active Product
104 Borrowers
USD 12,775.12 Portfolio
Active Product
2,400 Borrowers
USD 44,569.38 Portfolio
Active Product
4,364 Borrowers
USD 710,271.15 Portfolio
Active Product

Loan Products » Summary

11,745 Borrowers
USD 16,673,843 Portfolio
Active Product
55,071 Borrowers
USD 29,238,801 Portfolio
Active Product
49,036 Borrowers
USD 42,212,308 Portfolio
Active Product
20,000 Borrowers
USD 1,962 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Loan PHP 5,000 - 300,000 6 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Salaried worker, Specific age group, 18-69 y.o., CI/BI Credit Educ, Credit Ins, Tech Asst Visits, Business Training
KAPA Loan PHP 10,000 - 40,000 3 - 6 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o., CI/BI Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Life Protection Loan PHP 1,380 - 1,380 4 - 8 80% - 100% 0% - 20% Life Insurance Women, Men, Specific age group, 18-64 y.o, CI/BI Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Trinity Loan PHP 6,200 - 12,400 2 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o. , CI/BI Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Home Improvement Loan UGX 100,000 - 30,000,000 3 - 36 20% - 40% 20% - 40% Housing Women, Men, Have home or land Credit Ins
Micro Business Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business, Specific age group Credit Ins
Salary Loan UGX 100,000 - 250,000,000 3 - 48 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Small Business Loan UGX 5,100,000 - 20,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Loan 36.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 80.00 ongoing 41% - 69.2% 40.8% - 121.3% 47
KAPA Loan 36.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 90.00 ongoing 37% - 53.6% 45.5% - 69% 63
Life Protection Loan 18.0% annual, Flat 2 Fees 0 Ins None 100.00 upfront 34.1% 45.2% 40
Trinity Loan 21.0%-60.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 80.00 ongoing 49.7% 104.4% 20

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Loan 36.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 80.00 ongoing 41% - 69.2% 40.8% - 121.3% 47
KAPA Loan 36.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 90.00 ongoing 37% - 53.6% 45.5% - 69% 63
Life Protection Loan 18.0% annual, Flat 2 Fees 0 Ins Ins None 100.00 upfront 34.1% 45.2% 40
Trinity Loan 21.0%-60.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 80.00 ongoing 49.7% 104.4% 20

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62
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