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Institution

Negros Women for Tomorrow Foundation, Inc. 102 San Sebastian, Verbena Sts.Bacolod City, Negros Occidental6100
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Product

Green Loan Product 2 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 1,900,000
Portfolio (USD)USD 45,454.55
Active Clients with Loans2,000
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Advocate environmentally-friendly products that benefit our clients
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loanx
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 1,800
Maximum loan size3,400
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average12.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.50%
Highest quoted nominal interest2.50%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1Fee 2
DescriptionService ChargeDevelopment Cost
% of loan amount - min3.00%5.00%
% of loan amount - max3.00%5.00%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationamortized over the loan termamortized over the loan term
Appears on Repayment Sched?YesNo
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
Development Cost may be waived if the client pays 2% downpayment

Full Pricing Data

Green Loan samples
Sample 1Sample 2Sample 3
Loan AmountPHP 1,800PHP 1,800PHP 1,800
Loan Cycle (1, 2, 3, etc)511
Disbursement Date2011-07-292011-07-282011-07-29
Loan Term (Months)6.0 months6.0 months6.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component87.3%86.3%87.3%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.9%0.9%0.9%
Full APR (int fee ins tax dep)88.2%87.2%88.2%
Transparency Index343434
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Green Loan Price Graphs


Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001163
CEPESIU2,000939,0004163
COAC 4 Octubre2,2005,771,0002163
COAC Ambato1,30016,415,0002163
COAC FondVida2,5004,200,0004163
COAC LaBenefica2,5008,482,0006163
COAC MCCH5,30010,020,0002163
COAC Nacional30,70027,129,0002163
COAC San José10,40029,133,0005163
COAC SanAntonio1,0002,384,0003163
COAC SantaAnita2,0002,532,0006163
Codesarrollo14,40040,328,0007163
Coop San Miguel1,8004,754,0005160
CooP VPR7001,052,0004163
Cooprogreso7,90032,244,0004163
Credi Fe100,900380,039,0004163
D^Miro36,90027,692,0009156
DECOF2,200705,0002163
Espoir62,10021,036,0005163
FODEMI28,20012,924,0003163
Fundacion Alternativa4,3005,545,0002163
FUNDAMIC2,0001,468,0002163
INSOTEC7,0006,047,0004163
Luz del Valle6,40011,300,0003163
ProCredit43,800211,941,0002163
PS Ambato5,6002,771,0001163
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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