Institution

Negros Women for Tomorrow Foundation, Inc. 102 San Sebastian, Verbena Sts.Bacolod City, Negros Occidental6100
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Ahantaman Rural Bank Limited P.O Box 41, Agona Nkwanta, via Takoradi, Western RegionAgona-Nwata, Western Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.nwtf.ph/
Year established1984
Head of InstitutionDr. Cecilia D. del Castillo
Regions active
# Branches50

Total Portfolio (nat'l)PhP 607,833,441
Total Portfolio (USD)USD 14,541,469.88
Active clients with loans98,363
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.ahantamanruralbank.com/
Year established1984
Head of InstitutionJohn Dadzie
Regions active0
# Branches12

Total Portfolio (nat'l)GHS 9,200,000
Total Portfolio (USD)USD 6,133,333.33
Active clients with loans17,000
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ARB APEX, BOG
FundersSPEED GHANA

Loan Products » Summary

96,603 Borrowers
USD 11,887,559.81 Portfolio
Active Product
2,000 Borrowers
USD 45,454.55 Portfolio
Active Product
1,760 Borrowers
USD 222,488.04 Portfolio
Active Product
5,000 Borrowers
USD 428,229.67 Portfolio
Active Product
200 Borrowers
USD 114,832.54 Portfolio
Active Product

Loan Products » Summary

13,976 Borrowers
USD 114,103 Portfolio
Active Product
4,398 Borrowers
USD 2,186,707 Portfolio
Active Product
361 Borrowers
USD 665,852 Portfolio
Active Product
715 Borrowers
USD 419,561 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan PHP 1,000 - 30,000 3 - 12 80% - 100% 20% - 40% Business Women Group Mtgs, Credit Ins, Business Training, Other Training, Insurance - life, accident, burial assistance for member & family, Savings / Medical and dental missions
Green Loan PHP 1,800 - 3,400 6 - 12 80% - 100% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land Tech Asst Visits
Individual Loan PHP 30,000 - 150,000 3 - 24 80% - 100% 0% - 20% Business Women, Have business
Special Loan PHP 1,000 - 150,000 3 - 36 80% - 100% 0% - 20% Business, Housing, Education Women, Have business
Special Loan - Asset Acquisition Loan PHP 30,000 - 150,000 12 - 36 80% - 100% 0% - 20% Business, Productive assets Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 2,500 4 - 6 80% - 100% 20% - 40%
Salary Loan GHS 200 - 12,000 12 - 60 40% - 60% 80% - 100%
Sundry (SME) Loan GHS 5,000 - 25,000 12 - 18 60% - 80% 20% - 40%
Susu Loan GHS 500 - 5,000 12 60% - 80% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 30.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 1.00 ongoing 69.7% - 85.6% 97.2% - 118.7% 27
Green Loan 30.0% annual, Flat 2 Fees 0 Ins None N/A 86.3% - 87.3% 87.2% - 88.2% 34
Individual Loan 30.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 1.00 ongoing 70.1% - 87.6% 81.2% - 101.6% 33
Special Loan 30.0% annual, Flat 2 Fees 0 Ins None 10.0% upfront 67.2% - 85.6% 67.2% - 85.9% 41
Special Loan - Asset Acquisition Loan 30.0% annual, Decl Bal 2 Fees 0 Ins None 10.0% upfront 52.1% - 63.4% 59.6% - 74.7% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 44.00%-0.00% annual, Flat 1 Fee 0 Ins 86.3% - 86.4% 103% - 104.8% 42
Salary Loan 29.50%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 36.3% - 63.2% 36.3% - 63.2% 60
Sundry (SME) Loan 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 60.5% - 63.9% 60.5% - 63.9% 52
Susu Loan 32.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 63.5% - 68.7% 63.5% - 68.7% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 1.00 ongoing 69.7% - 85.6% 97.2% - 118.7% 27
Green Loan 30.0% annual, Flat 2 Fees 0 Ins Ins None N/A 86.3% - 87.3% 87.2% - 88.2% 34
Individual Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 1.00 ongoing 70.1% - 87.6% 81.2% - 101.6% 33
Special Loan 30.0% annual, Flat 2 Fees 0 Ins Ins None 10.0% upfront 67.2% - 85.6% 67.2% - 85.9% 41
Special Loan - Asset Acquisition Loan 30.0% annual, Decl Bal 2 Fees 0 Ins Ins None 10.0% upfront 52.1% - 63.4% 59.6% - 74.7% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 44.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 86.3% - 86.4% 103% - 104.8% 42
Salary Loan 29.50%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 36.3% - 63.2% 36.3% - 63.2% 60
Sundry (SME) Loan 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 60.5% - 63.9% 60.5% - 63.9% 52
Susu Loan 32.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 63.5% - 68.7% 63.5% - 68.7% 47
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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