Institution

Rural Bank of Labason, Inc. Rizal Ave. St. AntoninoNational Highway, PoblacionLabason, Zamboanga del Norte/Region IX7117
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Bancolombia Mi Negocio Cra 48 # 26 - 85 Direccion GeneralMedellín, Antioquía
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.rblabason.com/
Year established1979
Head of InstitutionAtty. Val Angelo C. Concha
Regions active
# Branches2

Total Portfolio (nat'l)PhP 12,311,399
Total Portfolio (USD)USD 294,531.08
Active clients with loans603
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB)
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionSebastian Tobon Palacio
Regions active
# Branches26

Total Portfolio (nat'l)COP 93,846,000,000
Total Portfolio (USD)USD 51,563,736.26
Active clients with loans36,297
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsRed de Microcredito, Asomicrofinanzas
FundersGrupo Bancolombia

Loan Products » Summary

524 Borrowers
USD 289,915.84 Portfolio
Active Product

Loan Products » Summary

36,297 Borrowers
USD 51,563,736.26 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
KUGI PHP 5,000 - 150,000 1 - 10 60% - 80% 20% - 40% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcrédito COP 535,600 - 13,390,000 3 - 48 40% - 60% 60% - 80% Business, Other, Activos fijos, reforma locativa, insumos, Gastos operativos del negocio, capital de trabajo Women, Men, Have business, Centrales de Riesgo aprobadas Credit Educ, Tech Asst Visits, Other Training, Acompañamiento y seguimiento, Educación financiera

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
KUGI 30.0% annual, Flat 2 Fees 1 Ins None 20.00% ongoing 58.8% - 82% 64% - 97.7% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
KUGI 30.0% annual, Flat 2 Fees 1 Ins Ins None 20.00% ongoing 58.8% - 82% 64% - 97.7% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to