| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.rblabason.com/ |
| Year established | 1979 |
| Head of Institution | Atty. Val Angelo C. Concha |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 12,311,399 |
| Total Portfolio (USD) | USD 294,531.08 |
| Active clients with loans | 603 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB) |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | Sentayehu Ketema |
| Regions active | |
| # Branches | 9 |
| Total Portfolio (nat'l) | ETB 17,886,789 |
| Total Portfolio (USD) | USD 972,108.10 |
| Active clients with loans | 5,015 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AEMFI, MAIN |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | PHP 5,000 - 150,000 | 1 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumption Loan | ETB 2,000 - 10,000 | 12 - 24 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Group Loan | ETB 2,500 - 10,000 | 1 - 12 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Individual Loan | ETB 2,500 - 80,000 | 12 - 36 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumption Loan | 10.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 18.1% - 22.1% | 18.1% - 22.1% | 51 | ||||||||
| Group Loan | 11.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 24.2% - 24.5% | 24.2% - 24.5% | 47 | ||||||||
| Individual Loan | 11.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.2% - 24.3% | 21.2% - 24.3% | 51 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumption Loan | 10.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 18.1% - 22.1% | 18.1% - 22.1% | 51 | ||||||||
| Group Loan | 11.5% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 24.2% - 24.5% | 24.2% - 24.5% | 47 | ||||||||
| Individual Loan | 11.5% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.2% - 24.3% | 21.2% - 24.3% | 51 |
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