Institution

Rural Bank of Labason, Inc. Rizal Ave. St. AntoninoNational Highway, PoblacionLabason, Zamboanga del Norte/Region IX7117
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

BestFUND P.O. Box CT 5217Cantoments, Accra, Greater Accra233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.rblabason.com/
Year established1979
Head of InstitutionAtty. Val Angelo C. Concha
Regions active
# Branches2

Total Portfolio (nat'l)PhP 12,311,399
Total Portfolio (USD)USD 294,531.08
Active clients with loans603
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB)
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2005
Head of InstitutionDr. Emmanuel Shaft Boamah
Regions active0
# Branches3

Total Portfolio (nat'l)GHS 3,942,900
Total Portfolio (USD)USD 2,628,600
Active clients with loans10,062
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, AMT
Funders

Loan Products » Summary

524 Borrowers
USD 289,915.84 Portfolio
Active Product

Loan Products » Summary

2,013 Borrowers
USD 525,720 Portfolio
Active Product
5,033 Borrowers
USD 1,314,300 Portfolio
Active Product
3,019 Borrowers
USD 788,580 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
KUGI PHP 5,000 - 150,000 1 - 10 60% - 80% 20% - 40% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Capacity Loan GHS 3,000 - 8,000 6 - 10 60% - 80% 0% - 20% Business, Education Women, Men, Have business, Salaried worker Credit Ins, Tech Asst Visits
Group Loan GHS 2,000 - 10,000 5 - 8 80% - 100% 0% - 20% Business, Education, Land Women, Men, Have business, Salaried worker Group Mtgs, Tech Asst Visits
Individual Loan GHS 500 - 1,000 4 - 6 60% - 80% 0% - 20% Business, petty traders Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
KUGI 30.0% annual, Flat 2 Fees 1 Ins None 20.00% ongoing 58.8% - 82% 64% - 97.7% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capacity Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 79.6% - 174.1% 139.6% - 312.4% 23
Group Loan 72.0% annual, Flat 1 Fee 0 Ins None 15.0% upfront 114.9% - 129.6% 147.8% - 168.6% 46
Individual Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 152.1% - 170.4% 177.2% - 200.3% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
KUGI 30.0% annual, Flat 2 Fees 1 Ins Ins None 20.00% ongoing 58.8% - 82% 64% - 97.7% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capacity Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 79.6% - 174.1% 139.6% - 312.4% 23
Group Loan 72.0% annual, Flat 1 Fee 0 Ins Ins None 15.0% upfront 114.9% - 129.6% 147.8% - 168.6% 46
Individual Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 152.1% - 170.4% 177.2% - 200.3% 25
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to