| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.rblabason.com/ |
| Year established | 1979 |
| Head of Institution | Atty. Val Angelo C. Concha |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 12,311,399 |
| Total Portfolio (USD) | USD 294,531.08 |
| Active clients with loans | 603 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB) |
| Funders |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | Guillermo P. Torres, Jr. |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | PhP 272,830,177 |
| Total Portfolio (USD) | USD 6,527,037.73 |
| Active clients with loans | 23,522 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | PHP 5,000 - 150,000 | 1 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUUP | 18.0%-24.0% annual, Flat | 1 Fee | 2 Ins | 5.25% loan amt | 5.0% upfront 5.00% ongoing | 53.1% - 98.3% | 128.4% - 178% | 12 | ||||||||
| PCFC | 18.0%-30.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 0.38% ongoing | 64.2% - 125.3% | 136.8% - 190.3% | 11 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUUP | 18.0%-24.0% annual, Flat | 1 Fee | 2 Ins Ins | 5.25% loan amt | 5.0% upfront 5.00% ongoing | 53.1% - 98.3% | 128.4% - 178% | 12 | ||||||||
| PCFC | 18.0%-30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 0.38% ongoing | 64.2% - 125.3% | 136.8% - 190.3% | 11 |
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| % Products with compulsory deposits |
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