| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.rblabason.com/ |
| Year established | 1979 |
| Head of Institution | Atty. Val Angelo C. Concha |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 12,311,399 |
| Total Portfolio (USD) | USD 294,531.08 |
| Active clients with loans | 603 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB) |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pride-tz.org |
| Year established | 1993 |
| Head of Institution | Mr Rashid Malima |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kigoma, Kilimanjaro, Lindi, Manyara, MaraMbeya, Morogoro, Mtwara, Mwanza, Pemba North, Pwani, Rukwa, Ruvuma, ShinyangaSingida |
| # Branches | 70 |
| Total Portfolio (nat'l) | TZS 52,981,652,027 |
| Total Portfolio (USD) | USD 33,321,793.73 |
| Active clients with loans | 102,278 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | PHP 5,000 - 150,000 | 1 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | TZS 300,000 - 3,000,000 | 5 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Premium Group | TZS 3,000,000 - 35,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| Salary Loan | TZS 100,000 - 15,000,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
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