2. RBLI
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. SCCI
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Rural Bank of Liloy (ZN), Inc. BaybayLiloy, Zamboanga del Norte/ Region IX7115
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

SWAWS Credit Corporation India Private Limited C2 Pooja Plaza, Vikrampuri ColonyKharkhanaSecunderabad, Andhra Pradesh500003
Data approved: 2013-05-14
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1979
Head of InstitutionPANCRASIO D. AJERO
Regions active
# Branches5

Total Portfolio (nat'l)PhP 43,039,358
Total Portfolio (USD)USD 1,029,649.71
Active clients with loans5,290
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMicroenterprise Access to Banking Services (MABS), Mindanao Microfinance Council (MMC), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks
FundersBank of the Philippine Islands (BPI), Landbank of the Philippines (LBP), People's Credit and Finance Corporation (PCFC)

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sccimicrofinance.com/
Year established1995
Head of InstitutionMrs. R.Girija
Regions activeAndhra Pradesh, Karnataka, Maharashtra, Orissa, Tamil Nadu
# Branches83

Total Portfolio (nat'l)INR 892,862,262
Total Portfolio (USD)USD 16,846,457.77
Active clients with loans121,066
Approximate % female clients100%
Approximate % urban clients60% - 80%
Network affiliationsMFIN, SA-DHAN

Loan Products » Summary

PMPK
4,036 Borrowers
USD 393,294.72 Portfolio
Active Product
SIPAG
1,253 Borrowers
USD 632,766.47 Portfolio
Active Product

Loan Products » Summary

Fortnightly
21,038 Borrowers
USD 3,072,558.17 Portfolio
Active Product
Weekly
94,660 Borrowers
USD 12,837,959.98 Portfolio
Active Product
Monthly JLG
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
PMPK-GRASA Program PHP 2,000 - 50,000 3 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Specific age group, 2 years resident in area, Must pass Means Test Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
SIPAG (Sinugdanan sa Paglambo) Loan PHP 5,000 - 150,000 3 - 12 60% - 80% 20% - 40% Business Women, Men, Have business, Specific age group, Has 2 valid IDs, Barangay Clearance, DTI , 2 years resident in area Credit Ins, Tech Asst Visits, Business Training, Seminar on Livelihoods

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fortnightly Loan INR 5,000 - 30,000 12 - 24 100% 60% - 80% Business, Education Women, Have business, Low HH Inc, Med HH Inc, 3 Out of 5 members should have own house in a group, Age should be above 18 and upto 58 Credit Educ, Group Mtgs, Credit Ins, Business Training
Weekly JLG INR 5,000 - 30,000 12 - 24 100% 80% - 100% Business, Education Women, Have business, Low HH Inc, Med HH Inc, 3 out of 5 members should have own house, Age should be above 18 and upto 58 Credit Educ, Group Mtgs, Credit Ins, Business Training, Product Linkages

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
PMPK-GRASA Program 30.0% annual, Flat 1 Fee 1 Ins 1.00% loan amt 50.00 ongoing 82.9% - 83% 93.2% - 165.2% 26
SIPAG (Sinugdanan sa Paglambo) Loan 30.0% annual, Flat 1 Fee 2 Ins None 5.0% upfront 0.02% ongoing 78.1% - 78.2% 97% - 113% 29

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Fortnightly Loan 26.8% - 27.3% 29.1% - 29.6% 30.9% - 31.5% Yes Yes Yes 93
Weekly JLG 25.8% - 26.6% 28% - 28.8% 29.8% - 30.6% Yes Yes Yes 96
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortnightly Loan 25.0%-26.7% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 29.1% - 29.6% 30.9% - 31.5% 80
Weekly JLG 25.0%-26.7% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 28% - 28.8% 29.8% - 30.6% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
PMPK-GRASA Program 30.0% annual, Flat 1 Fee 1 Ins Ins 1.00% loan amt 50.00 ongoing 82.9% - 83% 93.2% - 165.2% 26
SIPAG (Sinugdanan sa Paglambo) Loan 30.0% annual, Flat 1 Fee 2 Ins Ins None 5.0% upfront 0.02% ongoing 78.1% - 78.2% 97% - 113% 29

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Fortnightly Loan 26.8% - 27.3% 29.1% - 29.6% 30.9% - 31.5% Yes Yes Yes 93
Weekly JLG 25.8% - 26.6% 28% - 28.8% 29.8% - 30.6% Yes Yes Yes 96
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortnightly Loan 25.0%-26.7% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 29.1% - 29.6% 30.9% - 31.5% 80
Weekly JLG 25.0%-26.7% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 28% - 28.8% 29.8% - 30.6% 83
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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