Institution

San Francisco Growth Enhancement Multi-Purpose Cooperative National HighwayBarangay 5San Francisco, Agusan del Sur8501
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Suryoday Micro Finance Pvt Ltd 1101 Sharda TerracesPlot 65 Sector 11 CBD BelapurNavi Mumbai, Maharashtra400614
Data approved: 2013-01-22
Data version: 3
Age of data: 132 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.safragemc.com/
Year established1989
Head of InstitutionFederico A. Blanco
Regions active
# Branches7

Total Portfolio (nat'l)PhP 17,991,734.28
Total Portfolio (USD)USD 430,424.27
Active clients with loans3,306
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsMASSPECC, NATCCO, Oikocredit
FundersMetro South Cooperative Bank, Land Bank of the Philippines, MASSPECC, SEEDFinance

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.suryodaymf.com/
Year established2008
Head of InstitutionR Baskar Babu
Regions activeGujarat, Karnataka, Maharashtra, Orissa, Tamil Nadu
# Branches34

Total Portfolio (nat'l)INR 1,118,427,664
Total Portfolio (USD)USD 21,102,408.75
Active clients with loans139,423
Approximate % female clients100%
Approximate % urban clients80% - 100%
Network affiliations

Loan Products » Summary

1,171 Borrowers
USD 229,420.89 Portfolio
Active Product

Loan Products » Summary

71,053 Borrowers
USD 13,144,361.92 Portfolio
Active Product
5,850 Borrowers
USD 985,881.32 Portfolio
Active Product
1,730 Borrowers
USD 583,060.68 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Cycle Loan PHP 5,000 - 25,000 3.7 - 12.1 80% - 100% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IG02 INR 15,000 - 15,000 18 80% - 100% 80% - 100% Business Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IGF02 INR 15,000 - 15,000 16.5 80% - 100% 80% - 100% Business Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IM18 INR 18,000 - 18,000 24 80% - 100% 80% - 100% Business Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cycle Loan 24.0%-30.0% annual, Flat 2 Fees 2 Ins None 3.0% upfront 20.00 ongoing 70.9% - 86% 98.2% - 115.6% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IG02 25.2% - 25.8% 26.5% - 27.1% 29% - 29.7% Yes Yes Yes 100
IGF02 25.8% - 26% 27.3% - 27.5% 30.1% - 30.3% Yes Yes Yes 100
IM18 26.3% - 26.8% 27.3% - 27.9% 29.5% - 30.2% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IG02 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 27.1% 29% - 29.7% 88
IGF02 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.3% - 27.5% 30.1% - 30.3% 86
IM18 27.0% annual, Decl Bal 1 Fee 0 Ins 12.36% fees N/A 27.3% - 27.9% 29.5% - 30.2% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cycle Loan 24.0%-30.0% annual, Flat 2 Fees 2 Ins Ins None 3.0% upfront 20.00 ongoing 70.9% - 86% 98.2% - 115.6% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IG02 25.2% - 25.8% 26.5% - 27.1% 29% - 29.7% Yes Yes Yes 100
IGF02 25.8% - 26% 27.3% - 27.5% 30.1% - 30.3% Yes Yes Yes 100
IM18 26.3% - 26.8% 27.3% - 27.9% 29.5% - 30.2% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IG02 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.5% - 27.1% 29% - 29.7% 88
IGF02 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.3% - 27.5% 30.1% - 30.3% 86
IM18 27.0% annual, Decl Bal 1 Fee 0 Ins Ins 12.36% fees N/A 27.3% - 27.9% 29.5% - 30.2% 90
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Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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