2. TSPI
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ASA Initiative
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Institution

Tulay sa Pag-unlad, Inc. 2363 Antipolo St.Makati1212
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

ASA Initiative ASA InitiativeCape Coast, Central RegionP. O. BOX 396
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.tspi.org/
Year established1981
Head of InstitutionEduardo A. Mendoza
Regions active
# Branches183

Total Portfolio (nat'l)PhP 1,468,869,386
Total Portfolio (USD)USD 35,140,415.93
Active clients with loans287,169
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsAlliance of Philippine Partners in Enterprise Development (APPEND), Microfinance Council of the Philippines, Inc. (MCPI)
FundersOpportunity International Australia

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asainitiative.org/
Year established2006
Head of InstitutionMrs. Veronica Agodoa Kitti
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 628,801
Total Portfolio (USD)USD 419,200.67
Active clients with loans2,298
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAssociation of Financial NGO'S (ASSFIN), GHAMFIN
Funders

Loan Products » Summary

Education
3,816 Borrowers
USD 154,906.64 Portfolio
Active Product
Housing
5,591 Borrowers
USD 2,154,813.79 Portfolio
Active Product
Livestock
10,443 Borrowers
USD 2,139,434.91 Portfolio
Active Product
Health
423 Borrowers
USD 6,616.03 Portfolio
Active Product
Kabuhayan
241,797 Borrowers
USD 25,276,997.20 Portfolio
Active Product
Maunlad
92 Borrowers
USD 102,264.75 Portfolio
Active Product
Palayan
2,402 Borrowers
USD 1,455,066.09 Portfolio
Active Product

Loan Products » Summary

Six Months Group Loan
1,843 Borrowers
USD 323,882 Portfolio
Active Product
Six Months Individual Loan
455 Borrowers
USD 92,621 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Educational Loan Assistance Program PHP 1 - 10,000 3 - 6 80% - 100% 40% - 60% Education Women, Men, TKP clients with school-age children Group Mtgs
Housing and Sanitation Loan Program PHP 15,000 - 100,000 18 - 60 80% - 100% 80% - 100% Housing, Sanitation Women, Men, Have business, Must have proof of right to construct house Credit Ins
Livestock Loan PHP 10,000 - 10,000 4.1 80% - 100% 40% - 60% Business, Purchase of livestock Women, Men, Must be a member of TSPI Kabuhayan Program Group Mtgs
PhilHealth Loan PHP 300 - 1,200 6 80% - 100% 40% - 60% Other, Health Insurance Women, Men, Have business, TKP Group member Business Training
TSPI Kabuhayan Program PHP 4,000 - 50,000 6 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
TSPI Maunlad Program PHP 30,000 - 150,000 6 - 24 80% - 100% 80% - 100% Business Women, Men, Have business, Must have colateral or a co-borrower Credit Ins, Business Training
TSPI Palayan Program PHP 20,000 - 35,000 3 - 5 0% - 20% 0% - 20% Business, Agriculture, Rice Farmers Women, Men, Land tenants with at least 5 years of farming experience, Has access to irrigation Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Six Months Group Loan GHS 100 - 3,000 3 - 6 60% - 80% 0% - 20%
Six Months Individual Loan GHS 100 - 5,000 1 - 6 40% - 60% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Educational Loan Assistance Program 12.0% annual, Flat 0 Fees 1 Ins None N/A 24.6% - 24.7% 24.6% - 24.7% 49
Housing and Sanitation Loan Program 14.4%-18.0% annual, Flat 1 Fee 2 Ins None N/A 35.3% - 40.6% 36.7% - 45.6% 37
Livestock Loan 36.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 36.2% 37.9% 95
PhilHealth Loan 12.0% annual, Flat 0 Fees 0 Ins None N/A 23.7% 23.7% 51
TSPI Kabuhayan Program 36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 40.00 ongoing 68.6% - 68.7% 87% - 93.7% 39
TSPI Maunlad Program 28.8%-36.0% annual, Flat 1 Fee 2 Ins None 10.0% upfront 100.00 ongoing 47.2% - 69.4% 65.1% - 89.7% 35
TSPI Palayan Program 36.0% annual, Flat 0 Fees 2 Ins None 5.0% upfront 200.00 ongoing 26.6% - 32.1% 42.7% - 48.5% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Six Months Group Loan 39.96%-0.00% annual, Flat 2 Fees 1 Ins N/A 85% - 87.6% 89.1% - 91.8% 44
Six Months Individual Loan 44.00%-0.00% annual, Flat 1 Fee 1 Ins N/A 84.9% 89% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Educational Loan Assistance Program 12.0% annual, Flat 0 Fees 1 Ins Ins None N/A 24.6% - 24.7% 24.6% - 24.7% 49
Housing and Sanitation Loan Program 14.4%-18.0% annual, Flat 1 Fee 2 Ins Ins None N/A 35.3% - 40.6% 36.7% - 45.6% 37
Livestock Loan 36.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 36.2% 37.9% 95
PhilHealth Loan 12.0% annual, Flat 0 Fees 0 Ins Ins None N/A 23.7% 23.7% 51
TSPI Kabuhayan Program 36.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 40.00 ongoing 68.6% - 68.7% 87% - 93.7% 39
TSPI Maunlad Program 28.8%-36.0% annual, Flat 1 Fee 2 Ins Ins None 10.0% upfront 100.00 ongoing 47.2% - 69.4% 65.1% - 89.7% 35
TSPI Palayan Program 36.0% annual, Flat 0 Fees 2 Ins Ins None 5.0% upfront 200.00 ongoing 26.6% - 32.1% 42.7% - 48.5% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Six Months Group Loan 39.96%-0.00% annual, Flat 2 Fees 1 Ins Ins N/A 85% - 87.6% 89.1% - 91.8% 44
Six Months Individual Loan 44.00%-0.00% annual, Flat 1 Fee 1 Ins Ins N/A 84.9% 89% 49
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