Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.tspi.org/ |
Year established | 1981 |
Head of Institution | Eduardo A. Mendoza |
Regions active | |
# Branches | 183 |
Total Portfolio (nat'l) | PhP 1,468,869,386 |
Total Portfolio (USD) | USD 35,140,415.93 |
Active clients with loans | 287,169 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Alliance of Philippine Partners in Enterprise Development (APPEND), Microfinance Council of the Philippines, Inc. (MCPI) |
Funders | Opportunity International Australia |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Educational Loan Assistance Program | PHP 1 - 10,000 | 3 - 6 | 80% - 100% | 40% - 60% | Education | Women, Men, TKP clients with school-age children | Group Mtgs | |||||||
Housing and Sanitation Loan Program | PHP 15,000 - 100,000 | 18 - 60 | 80% - 100% | 80% - 100% | Housing, Sanitation | Women, Men, Have business, Must have proof of right to construct house | Credit Ins | |||||||
Livestock Loan | PHP 10,000 - 10,000 | 4.1 | 80% - 100% | 40% - 60% | Business, Purchase of livestock | Women, Men, Must be a member of TSPI Kabuhayan Program | Group Mtgs | |||||||
PhilHealth Loan | PHP 300 - 1,200 | 6 | 80% - 100% | 40% - 60% | Other, Health Insurance | Women, Men, Have business, TKP Group member | Business Training | |||||||
TSPI Kabuhayan Program | PHP 4,000 - 50,000 | 6 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
TSPI Maunlad Program | PHP 30,000 - 150,000 | 6 - 24 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business, Must have colateral or a co-borrower | Credit Ins, Business Training | |||||||
TSPI Palayan Program | PHP 20,000 - 35,000 | 3 - 5 | 0% - 20% | 0% - 20% | Business, Agriculture, Rice Farmers | Women, Men, Land tenants with at least 5 years of farming experience, Has access to irrigation | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Educational Loan Assistance Program | 12.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 24.6% - 24.7% | 24.6% - 24.7% | 49 | ||||||||
Housing and Sanitation Loan Program | 14.4%-18.0% annual, Flat | 1 Fee | 2 Ins | None | N/A | 35.3% - 40.6% | 36.7% - 45.6% | 37 | ||||||||
Livestock Loan | 36.0% annual, Flat | 0 Fees | 1 Ins | None | 5.0% upfront | 36.2% | 37.9% | 95 | ||||||||
PhilHealth Loan | 12.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 23.7% | 23.7% | 51 | ||||||||
TSPI Kabuhayan Program | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 40.00 ongoing | 68.6% - 68.7% | 87% - 93.7% | 39 | ||||||||
TSPI Maunlad Program | 28.8%-36.0% annual, Flat | 1 Fee | 2 Ins | None | 10.0% upfront 100.00 ongoing | 47.2% - 69.4% | 65.1% - 89.7% | 35 | ||||||||
TSPI Palayan Program | 36.0% annual, Flat | 0 Fees | 2 Ins | None | 5.0% upfront 200.00 ongoing | 26.6% - 32.1% | 42.7% - 48.5% | 80 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
1st Valley Bank | 38,900 | 48,291,000 | 3 | 151 |
AJDFI | 13,100 | 884,000 | 6 | 151 |
ARDCI | 44,600 | 9,403,000 | 1 | 151 |
ASA Philippines | 333,400 | 29,282,000 | 1 | 151 |
ASHI | 35,400 | 5,231,000 | 6 | 151 |
ASKI | 60,000 | 15,247,000 | 4 | 151 |
Bangko Kabayan | 8,900 | 2,373,000 | 2 | 151 |
BSEI | 600 | 73,000 | 2 | 151 |
CBI | 8,100 | 2,010,000 | 5 | 151 |
CCT | 70,300 | 9,504,000 | 4 | 151 |
CEV | 35,400 | 5,111,000 | 4 | 151 |
DSPI | 59,300 | 3,676,000 | 3 | 151 |
ECLOF | 5,400 | 1,836,000 | 4 | 151 |
FCB | 12,000 | 2,392,000 | 2 | 151 |
FMB | 2,700 | 710,000 | 2 | 151 |
GM Bank | 23,500 | 1,553,000 | 3 | 151 |
HSPFI | 19,100 | 1,899,000 | 2 | 151 |
JVOFI | 1,300 | 281,000 | 1 | 151 |
Katipunan Bank | 42,100 | 5,325,000 | 2 | 151 |
KDCI | 20,500 | 2,095,000 | 3 | 151 |
KGI | 32,300 | 3,421,000 | 4 | 151 |
KMBI | 245,000 | 15,098,000 | 1 | 151 |
LTMPC | 37,400 | 8,935,000 | 3 | 151 |
Mallig Plains | 6,500 | 641,000 | 2 | 151 |
MILAMDEC | 29,800 | 3,278,000 | 2 | 151 |
MWIMPC | 11,800 | 1,740,000 | 4 | 150 |
NWTF | 105,500 | 12,698,000 | 5 | 151 |
OFMPC | 4,400 | 964,000 | 1 | 151 |
PBC | 50,700 | 10,434,000 | 4 | 151 |
PCSD | 700 | 167,000 | 1 | 151 |
PMPC | 23,500 | 5,565,000 | 8 | 151 |
RB Angeles | 900 | 1,502,000 | 2 | 151 |
RB Labason | 500 | 289,000 | 1 | 151 |
RBLI | 5,200 | 1,026,000 | 2 | 151 |
RBMI | 11,900 | 1,750,000 | 2 | 151 |
RMB | 100 | 173,000 | 1 | 151 |
RSPI | 39,600 | 2,834,000 | 4 | 151 |
SAFRAGEMC | 1,100 | 229,000 | 1 | 151 |
Salve | 10,900 | 1,191,000 | 3 | 151 |
SEDP | 27,000 | 3,914,000 | 3 | 151 |
TSKI | 212,900 | 25,187,000 | 2 | 151 |
TSPI | 264,500 | 31,290,000 | 7 | 151 |
Valient | 1,700 | 672,000 | 2 | 151 |
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