Institution

Valiant Rural Bank (Iloilo City), Inc. 41-A Mabini StreetIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Ahantaman Rural Bank Limited P.O Box 41, Agona Nkwanta, via Takoradi, Western RegionAgona-Nwata, Western Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionIAN ERIC S. PAMA
Regions active
# Branches3

Total Portfolio (nat'l)PhP 28,130,268
Total Portfolio (USD)USD 672,972.92
Active clients with loans1,772
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.ahantamanruralbank.com/
Year established1984
Head of InstitutionJohn Dadzie
Regions active0
# Branches12

Total Portfolio (nat'l)GHS 9,200,000
Total Portfolio (USD)USD 6,133,333.33
Active clients with loans17,000
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ARB APEX, BOG
FundersSPEED GHANA

Loan Products » Summary

914 Borrowers
USD 343,132.15 Portfolio
Active Product
858 Borrowers
USD 329,840.79 Portfolio
Active Product

Loan Products » Summary

13,976 Borrowers
USD 114,103 Portfolio
Active Product
4,398 Borrowers
USD 2,186,707 Portfolio
Active Product
361 Borrowers
USD 665,852 Portfolio
Active Product
715 Borrowers
USD 419,561 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
BUGANA PHP 3,000 - 150,000 2 - 12 80% - 100% 0% - 20% Any Purpose Women, Men, Farmers with Multiple Sources of Income Credit Ins
LEADS ME PHP 5,000 - 150,000 2 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 2,500 4 - 6 80% - 100% 20% - 40%
Salary Loan GHS 200 - 12,000 12 - 60 40% - 60% 80% - 100%
Sundry (SME) Loan GHS 5,000 - 25,000 12 - 18 60% - 80% 20% - 40%
Susu Loan GHS 500 - 5,000 12 60% - 80% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 44.00%-0.00% annual, Flat 1 Fee 0 Ins 86.3% - 86.4% 103% - 104.8% 42
Salary Loan 29.50%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 36.3% - 63.2% 36.3% - 63.2% 60
Sundry (SME) Loan 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 60.5% - 63.9% 60.5% - 63.9% 52
Susu Loan 32.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 63.5% - 68.7% 63.5% - 68.7% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 44.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 86.3% - 86.4% 103% - 104.8% 42
Salary Loan 29.50%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 36.3% - 63.2% 36.3% - 63.2% 60
Sundry (SME) Loan 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 60.5% - 63.9% 60.5% - 63.9% 52
Susu Loan 32.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 63.5% - 68.7% 63.5% - 68.7% 47
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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