Institution

Valiant Rural Bank (Iloilo City), Inc. 41-A Mabini StreetIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 150 months

Institution

Markaz Al Bishara Head OfficeGumani Child Care & Family Helper ProgramTamale, NorthernPO Box TL 1313
Data approved: 2013-04-16
Data version: 2
Age of data: 131 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionIAN ERIC S. PAMA
Regions active
# Branches3

Total Portfolio (nat'l)PhP 28,130,268
Total Portfolio (USD)USD 672,972.92
Active clients with loans1,772
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://markazalbishara.wordpress.com/
Year established1996
Head of InstitutionRev. Johnson Asare
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 35,000
Total Portfolio (USD)USD 17,766.50
Active clients with loans145
Approximate % female clients100%
Approximate % urban clients100%
Network affiliationsChristian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA)
FundersChristian Children's Fund of Canada (CCFC), Credit Union Association (CUA)

Loan Products » Summary

914 Borrowers
USD 343,132.15 Portfolio
Active Product
858 Borrowers
USD 329,840.79 Portfolio
Active Product

Loan Products » Summary

145 Borrowers
USD 17,766.50 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
BUGANA PHP 3,000 - 150,000 2 - 12 80% - 100% 0% - 20% Any Purpose Women, Men, Farmers with Multiple Sources of Income Credit Ins
LEADS ME PHP 5,000 - 150,000 2 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Petty Trading Loan GHS 100 - 300 6 80% - 100% 80% - 100% Business, Other Women, Have business Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Trading Loan 30.00% annual, Flat 1 Fee 0 None N/A 50.5% 50.5% 59

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Trading Loan 30.00% annual, Flat 1 Fee 0 None N/A 50.5% 50.5% 59
Institution Price Graph
Institution Price Graph
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Key Statistics
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Loan Portfolio (USD)
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Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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