Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003101
AJDFI13,100884,0006101
ARDCI44,6009,403,0001101
ASA Philippines333,40029,282,0001101
ASHI35,4005,231,0006101
ASKI60,00015,247,0004101
Bangko Kabayan8,9002,373,0002101
BSEI60073,0002101
CBI8,1002,010,0005101
CCT70,3009,504,0004101
CEV35,4005,111,0004101
DSPI59,3003,676,0003101
ECLOF5,4001,836,0004101
FCB12,0002,392,0002101
FMB2,700710,0002101
GM Bank23,5001,553,0003101
HSPFI19,1001,899,0002101
JVOFI1,300281,0001101
Katipunan Bank42,1005,325,0002101
KDCI20,5002,095,0003101
KGI32,3003,421,0004101
KMBI245,00015,098,0001101
LTMPC37,4008,935,0003101
Mallig Plains6,500641,0002101
MILAMDEC29,8003,278,0002101
MWIMPC11,8001,740,0004100
NWTF105,50012,698,0005101
OFMPC4,400964,0001101
PBC50,70010,434,0004101
PCSD700167,0001101
PMPC23,5005,565,0008101
RB Angeles9001,502,0002101
RB Labason500289,0001101
RBLI5,2001,026,0002101
RBMI11,9001,750,0002101
RMB100173,0001101
RSPI39,6002,834,0004101
SAFRAGEMC1,100229,0001101
Salve10,9001,191,0003101
SEDP27,0003,914,0003101
TSKI212,90025,187,0002101
TSPI264,50031,290,0007101
Valient1,700672,0002101
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación para el Desarrollo Integral Espoir Iñaquito No. 1261 y Naciones Unidas Edficio Comandato Torre Iñaquito PenthouseQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 113 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.espoir.org.ec/
Year established2002
Head of InstitutionDr. Guillero José Francisco Moreno Oleas
Regions active
# Branches6

Total Portfolio (nat'l)USD 21,264,263
Total Portfolio (USD)USD 21,264,263
Active clients with loans56,896
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

52,471 Borrowers
USD 13,907,941 Portfolio
Active Product
6,175 Borrowers
USD 1,687,779 Portfolio
Active Product
1,635 Borrowers
USD 2,414,152 Portfolio
Active Product
773 Borrowers
USD 404,805 Portfolio
Active Product
1,094 Borrowers
USD 2,621,383 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito de Banca Comunal USD 350 - 1,800 4 - 6 80% - 100% 40% - 60% Business Women, Men, Hombres solo si representan el 20% del total de miembros de grupo Credit Educ, Group Mtgs, Business Training, Other Training
Crédito Emergente USD 100 - 500 2 - 6 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Ins
Crédito Empresarial USD 1,000 - 8,000 12 - 36 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group
Crédito Vivamos Mejor USD 200 - 1,000 2 - 12 80% - 100% 40% - 60% Housing Women, Men, Have business, Have home or land
Microcrédito Individual Minorista USD 1,000 - 8,000 12 - 36 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito de Banca Comunal 24.3%-26.8% annual, Flat 0 Fees 0 Ins None 10.0% upfront 24.7% - 27.6% 30.1% - 34% 73
Crédito Emergente 26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.7% - 26.9% 26.7% - 26.9% 100
Crédito Empresarial 24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 24.5% - 28.9% 24.5% - 28.9% 90
Crédito Vivamos Mejor 26.9% annual, Flat 0 Fees 0 Ins None N/A 26.7% - 26.8% 26.7% - 26.8% 100
Microcrédito Individual Minorista 24.5%-26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.9% - 28.9% 26.9% - 28.9% 88
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