Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,000397
AJDFI13,100884,000697
ARDCI44,6009,403,000197
ASA Philippines333,40029,282,000197
ASHI35,4005,231,000697
ASKI60,00015,247,000497
Bangko Kabayan8,9002,373,000297
BSEI60073,000297
CBI8,1002,010,000597
CCT70,3009,504,000497
CEV35,4005,111,000497
DSPI59,3003,676,000397
ECLOF5,4001,836,000497
FCB12,0002,392,000297
FMB2,700710,000297
GM Bank23,5001,553,000397
HSPFI19,1001,899,000297
JVOFI1,300281,000197
Katipunan Bank42,1005,325,000297
KDCI20,5002,095,000397
KGI32,3003,421,000497
KMBI245,00015,098,000197
LTMPC37,4008,935,000397
Mallig Plains6,500641,000297
MILAMDEC29,8003,278,000297
MWIMPC11,8001,740,000496
NWTF105,50012,698,000597
OFMPC4,400964,000197
PBC50,70010,434,000497
PCSD700167,000197
PMPC23,5005,565,000897
RB Angeles9001,502,000297
RB Labason500289,000197
RBLI5,2001,026,000297
RBMI11,9001,750,000297
RMB100173,000197
RSPI39,6002,834,000497
SAFRAGEMC1,100229,000197
Salve10,9001,191,000397
SEDP27,0003,914,000397
TSKI212,90025,187,000297
TSPI264,50031,290,000797
Valient1,700672,000297
Please note that the information you are viewing is 96 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Metemamen MFI Bole RoadAddis AbabaPO Box 21304
Data approved: 2011-12-23
Data version: 1
Age of data: 96 months

Product

Hibret Loan (Union) Product 3 of 6 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (ETB)ETB 587,189
Portfolio (USD)USD 31,912.45
Active Clients with Loans1,165
Approximate % Female Clients60% - 80%
Approximate % Urban Clients40% - 60%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This product for groups of 10 to 30 members. It is targeted at petty traders in urban and semi-urban areas. \r
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyETB
Minimum loan sizeETB 1,200
Maximum loan size7,200
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average10.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.50%
Highest quoted nominal interest1.50%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited8.00% - N/A
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited10.00% - N/A
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid5.00%
Maximum interest rate paid5.00%
Interest payment frequencyAnnually
Taxes
Are taxes charged on this product?No
Additional Comments
Interest on savings is compounded and paid 6 monthly.

Full Pricing Data

Hibret Loan (Union) samples
Sample 1Sample 2Sample 3
Loan AmountETB 4,000ETB 5,000ETB 7,200
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2010-05-182011-02-222011-04-28
Loan Term (Months)12.0 months12.0 months12.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component31.6%32.0%31.6%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component5.2%5.5%5.3%
Full APR (int fee ins tax dep)36.8%37.4%36.9%
Transparency Index494849
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Hibret Loan (Union) Price Graphs


Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to