Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003107
AJDFI13,100884,0006107
ARDCI44,6009,403,0001107
ASA Philippines333,40029,282,0001107
ASHI35,4005,231,0006107
ASKI60,00015,247,0004107
Bangko Kabayan8,9002,373,0002107
BSEI60073,0002107
CBI8,1002,010,0005107
CCT70,3009,504,0004107
CEV35,4005,111,0004107
DSPI59,3003,676,0003107
ECLOF5,4001,836,0004107
FCB12,0002,392,0002107
FMB2,700710,0002107
GM Bank23,5001,553,0003107
HSPFI19,1001,899,0002107
JVOFI1,300281,0001107
Katipunan Bank42,1005,325,0002107
KDCI20,5002,095,0003107
KGI32,3003,421,0004107
KMBI245,00015,098,0001107
LTMPC37,4008,935,0003107
Mallig Plains6,500641,0002107
MILAMDEC29,8003,278,0002107
MWIMPC11,8001,740,0004106
NWTF105,50012,698,0005107
OFMPC4,400964,0001107
PBC50,70010,434,0004107
PCSD700167,0001107
PMPC23,5005,565,0008107
RB Angeles9001,502,0002107
RB Labason500289,0001107
RBLI5,2001,026,0002107
RBMI11,9001,750,0002107
RMB100173,0001107
RSPI39,6002,834,0004107
SAFRAGEMC1,100229,0001107
Salve10,9001,191,0003107
SEDP27,0003,914,0003107
TSKI212,90025,187,0002107
TSPI264,50031,290,0007107
Valient1,700672,0002107
Please note that the information you are viewing is 106 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sidama MFI Head OfficeHawassaPO Box 565
Data approved: 2011-12-23
Data version: 1
Age of data: 106 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionMr Tarekegn Bache
Regions active
# Branches20

Total Portfolio (nat'l)ETB 37,000,000
Total Portfolio (USD)USD 2,010,869.57
Active clients with loans52,914
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI, MAIN
FundersIrish Aid (initially), Care Ethiopia

Loan Products » Summary

15,345 Borrowers
USD 703,804.35 Portfolio
Active Product
6,350 Borrowers
USD 36,195.65 Portfolio
Active Product
8,465 Borrowers
USD 30,163.04 Portfolio
Active Product
6,350 Borrowers
USD 28,152.17 Portfolio
Active Product
16,403 Borrowers
USD 361,956.52 Portfolio
Active Product
530 Borrowers
USD 2,010.87 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan ETB 300 - 50,000 3 - 24 0% - 20% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
General Loan ETB 300 - 10,000 12 40% - 60% 20% - 40% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Credit Ins
Housing Loan ETB 10,000 - 100,000 12 - 24 0% - 20% 80% - 100% Housing Women, Men, Have home or land Credit Ins
Micro and Small Enterprise Loan ETB 300 - 50,000 3 - 24 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Petty Trade Loan ETB 300 - 100,000 3 - 24 20% - 40% 40% - 60% Business Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins
Service Loan ETB 300 - 100,000 12 - 24 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 12.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 35.6% - 40.4% 41.9% - 48.8% 27
General Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 35.6% - 35.7% 42.8% - 46.9% 40
Housing Loan 15.0%-18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 35.6% 34.5% - 44.2% 41
Micro and Small Enterprise Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.6% - 35.5% 32.9% - 41.8% 51
Petty Trade Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 35.7% 32.9% - 43.7% 48
Service Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 28.8% 32.9% - 33.1% 54
Institution Price Graph
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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