Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
1st Valley Bank | 38,900 | 48,291,000 | 3 | 150 |
AJDFI | 13,100 | 884,000 | 6 | 150 |
ARDCI | 44,600 | 9,403,000 | 1 | 150 |
ASA Philippines | 333,400 | 29,282,000 | 1 | 150 |
ASHI | 35,400 | 5,231,000 | 6 | 150 |
ASKI | 60,000 | 15,247,000 | 4 | 150 |
Bangko Kabayan | 8,900 | 2,373,000 | 2 | 150 |
BSEI | 600 | 73,000 | 2 | 150 |
CBI | 8,100 | 2,010,000 | 5 | 150 |
CCT | 70,300 | 9,504,000 | 4 | 150 |
CEV | 35,400 | 5,111,000 | 4 | 150 |
DSPI | 59,300 | 3,676,000 | 3 | 150 |
ECLOF | 5,400 | 1,836,000 | 4 | 150 |
FCB | 12,000 | 2,392,000 | 2 | 150 |
FMB | 2,700 | 710,000 | 2 | 150 |
GM Bank | 23,500 | 1,553,000 | 3 | 150 |
HSPFI | 19,100 | 1,899,000 | 2 | 150 |
JVOFI | 1,300 | 281,000 | 1 | 150 |
Katipunan Bank | 42,100 | 5,325,000 | 2 | 150 |
KDCI | 20,500 | 2,095,000 | 3 | 150 |
KGI | 32,300 | 3,421,000 | 4 | 150 |
KMBI | 245,000 | 15,098,000 | 1 | 150 |
LTMPC | 37,400 | 8,935,000 | 3 | 150 |
Mallig Plains | 6,500 | 641,000 | 2 | 150 |
MILAMDEC | 29,800 | 3,278,000 | 2 | 150 |
MWIMPC | 11,800 | 1,740,000 | 4 | 149 |
NWTF | 105,500 | 12,698,000 | 5 | 150 |
OFMPC | 4,400 | 964,000 | 1 | 150 |
PBC | 50,700 | 10,434,000 | 4 | 150 |
PCSD | 700 | 167,000 | 1 | 150 |
PMPC | 23,500 | 5,565,000 | 8 | 150 |
RB Angeles | 900 | 1,502,000 | 2 | 150 |
RB Labason | 500 | 289,000 | 1 | 150 |
RBLI | 5,200 | 1,026,000 | 2 | 150 |
RBMI | 11,900 | 1,750,000 | 2 | 150 |
RMB | 100 | 173,000 | 1 | 150 |
RSPI | 39,600 | 2,834,000 | 4 | 150 |
SAFRAGEMC | 1,100 | 229,000 | 1 | 150 |
Salve | 10,900 | 1,191,000 | 3 | 150 |
SEDP | 27,000 | 3,914,000 | 3 | 150 |
TSKI | 212,900 | 25,187,000 | 2 | 150 |
TSPI | 264,500 | 31,290,000 | 7 | 150 |
Valient | 1,700 | 672,000 | 2 | 150 |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sinapiaba.com/ |
Year established | 1994 |
Head of Institution | Anthony Gyasi-Fosu |
Regions active | Greater Accra Region, Central Region, Western Region, Eastern Region, Volta Region, Ashanti Region, Brong Ahafo Region, Northern Region, Upper East Region, Upper West Region |
# Branches | 48 |
Total Portfolio (nat'l) | GHS 57,838,603 |
Total Portfolio (USD) | USD 29,359,696.95 |
Active clients with loans | 148,020 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Opportunity International, GHAMFIN, Mix Market, ASSFIN |
Funders | Blue Orchard, Symbotics, Kolibre Capital, Tridos |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual | GHS 100 - 5,000 | 6 - 12 | 80% - 100% | 60% - 80% | Business, Housing, Education, Micro School, Special Agric Loan | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
SME | GHS 5,000 - 50,000 | 6 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Solidarity | GHS 1,000 - 4,000 | 0.5 - 10 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Education | |||||||
Trust Bank | GHS 200 - 900 | 6 - 10 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual | 20.00%-40.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 64.3% - 75.8% | 78.7% - 91.5% | 22 | ||||||||
SME | 36.00%-40.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 56.6% - 76.6% | 69.6% - 94.5% | 43 | ||||||||
Solidarity | 22.00%-39.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 69.2% - 75.4% | 84.8% - 93.1% | 24 | ||||||||
Trust Bank | 22.00%-39.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 76.8% - 79.4% | 94.4% - 97.8% | 22 |
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