Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003102
AJDFI13,100884,0006102
ARDCI44,6009,403,0001102
ASA Philippines333,40029,282,0001102
ASHI35,4005,231,0006102
ASKI60,00015,247,0004102
Bangko Kabayan8,9002,373,0002102
BSEI60073,0002102
CBI8,1002,010,0005102
CCT70,3009,504,0004102
CEV35,4005,111,0004102
DSPI59,3003,676,0003102
ECLOF5,4001,836,0004102
FCB12,0002,392,0002102
FMB2,700710,0002102
GM Bank23,5001,553,0003102
HSPFI19,1001,899,0002102
JVOFI1,300281,0001102
Katipunan Bank42,1005,325,0002102
KDCI20,5002,095,0003102
KGI32,3003,421,0004102
KMBI245,00015,098,0001102
LTMPC37,4008,935,0003102
Mallig Plains6,500641,0002102
MILAMDEC29,8003,278,0002102
MWIMPC11,8001,740,0004101
NWTF105,50012,698,0005102
OFMPC4,400964,0001102
PBC50,70010,434,0004102
PCSD700167,0001102
PMPC23,5005,565,0008102
RB Angeles9001,502,0002102
RB Labason500289,0001102
RBLI5,2001,026,0002102
RBMI11,9001,750,0002102
RMB100173,0001102
RSPI39,6002,834,0004102
SAFRAGEMC1,100229,0001102
Salve10,9001,191,0003102
SEDP27,0003,914,0003102
TSKI212,90025,187,0002102
TSPI264,50031,290,0007102
Valient1,700672,0002102
Please note that the information you are viewing is 88 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Silver Upholders Ltd KogomaMaganjo off Bombo RoadKampala, CentralPO Box 10454
Data approved: 2012-07-06
Data version: 2
Age of data: 88 months

Product

Group loans Product 1 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 239,681,000
Portfolio (USD)USD 95,872
Active Clients with Loans1,219
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity group
Village bankingx
Self help group
Other
Description
It is a group product where interest is prepaid, this has an advantage: 1. Clients pay smaller and affordable installments, 2. It is helpful to our organization to minimize risk and improve cash flow
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveCentral

Loan Conditions

Loan Amount
CurrencyUGX
Minimum loan sizeUGX 100,000
Maximum loan size800,000
Distribution at Disbursement (Est.)
Loans less than UGX 1,000,000100%
UGX 1,000,000-5,000,0000
UGX 5,000,000-7,500,0000
UGX 7,500,000-10,000,0000
UGX 10,000,000-13,000,0000
Greater than UGX 13,000,0000
Loan Term and Grace Period
Shortest loan term5.0 months
Longest loan term5.0 months
Approx average5.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months100%
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest4.00%
Highest quoted nominal interest4.00%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLoan Appraisal Fee
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationn/a
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Group loans samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountUGX 300,000UGX 250,000UGX 800,000UGX 700,000
Loan Cycle (1, 2, 3, etc)1143
Disbursement Date2012-03-292012-04-032012-05-052012-04-19
Loan Term (Months)4.8 months4.9 months4.7 months4.5 months
Grace Period (Months)0.2 months0.4 months0.2 months0.0 months
Total Cost of CreditUGX 63,000UGX 52,500UGX 168,000UGX 147,000
True Price by Comp       
Interest price component109.6%105.7%115.0%126.1%
Fee Component6.5%6.2%6.7%7.5%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)116.1%111.9%121.7%133.6%
Transparency Index41433936
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Group loans Price Graphs


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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
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