| Institution Type | Cooperative |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2002 |
| Head of Institution | Pascal Simbizi Manzi |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | RWF 29,276,392 |
| Total Portfolio (USD) | USD 49,621 |
| Active clients with loans | 216 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1987 |
| Head of Institution | Dr. Vicente R. Geducos, CPA |
| Regions active | |
| # Branches | 9 |
| Total Portfolio (nat'l) | PhP 77,295,975.67 |
| Total Portfolio (USD) | USD 1,849,186.02 |
| Active clients with loans | 18,350 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Opportunity International Network, Alliance for Philippine Partners in Enterprise Development (APPEND), Mindanao Microfinance Council (MMC), Philippine Partnership for the Development of Human Resources in Rural Areas (PhilDHRRA) |
| Funders | OIKOCredit, People's Credit and Finance Corporation (PCFC), PinoyMe Foundation, Small Business Corporation (SBC) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert | 0 | 0 | 0% - 20% | 20% - 40% | ||||||||||
| Group Loan | RWF 100,000 - 1,300,000 | 6 - 12 | 0% - 20% | 40% - 60% | ||||||||||
| Individual Loan | RWF 100,000 - 1,300,000 | 1 - 24 | 40% - 60% | 80% - 100% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | PHP 3,000 - 30,000 | 3 - 10 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Community Development Program | |||||||
| Individual Loan | PHP 10,000 - 40,000 | 3 - 10 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Community Development Program |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert | 0.00% annual, 0 | 0 Fees | 0 Ins | 105.4% - 110.8% | 122.9% - 129.3% | |||||||||||
| Group Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | 57% - 65% | 68.9% - 82.2% | 39 | ||||||||||
| Individual Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | 56.6% - 66.3% | 66.9% - 82.2% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 40.00 ongoing | 80.6% - 93.1% | 94.6% - 216.6% | 27 | ||||||||
| Individual Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront | 84.5% - 85.9% | 99.6% - 108.9% | 34 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 105.4% - 110.8% | 122.9% - 129.3% | |||||||||||
| Group Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 57% - 65% | 68.9% - 82.2% | 39 | ||||||||||
| Individual Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 56.6% - 66.3% | 66.9% - 82.2% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 40.00 ongoing | 80.6% - 93.1% | 94.6% - 216.6% | 27 | ||||||||
| Individual Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront | 84.5% - 85.9% | 99.6% - 108.9% | 34 |
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