Institution Type | Cooperative |
Is this institution regulated? | N/A |
Website address | http://www.coopedu.rw/ |
Year established | 1997 |
Head of Institution | MUREBWAYIRE Denise |
Regions active | 0 |
# Branches | 6 |
Total Portfolio (nat'l) | RWF 2,111,647,837 |
Total Portfolio (USD) | USD 3,579,064.13 |
Active clients with loans | 15,283 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | AMIR |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1989 |
Head of Institution | Engr. Panfilo Asares |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | PhP 101,848,650 |
Total Portfolio (USD) | USD 2,436,570.57 |
Active clients with loans | 12,752 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Microfinance Council of the Philippines, Inc. |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | RWF 94,800 - 3,500,000 | 1 - 24 | 40% - 60% | 80% - 100% | ||||||||||
Credit Decouvert | 0 | 0 | 60% - 80% | 80% - 100% | ||||||||||
Credit Deplacement | 0 | 0 | 20% - 40% | 80% - 100% | ||||||||||
Credit Equipments | 0 | 0 | 40% - 60% | 80% - 100% | ||||||||||
Credit Femmes Entrepreneurs | RWF 300,000 - 2,000,000 | 6 - 12 | 80% - 100% | 80% - 100% | ||||||||||
Credit Group D'Epargne Et Credit | RWF 300,000 - 2,400,000 | 4 - 12 | 80% - 100% | 80% - 100% | ||||||||||
Credit Minerval | 0 | 0 | 80% - 100% | 80% - 100% | ||||||||||
Credit Ordinaire | RWF 300,000 - 2,000,000 | 12 - 60 | 60% - 80% | 80% - 100% | ||||||||||
Credit Quinzaine | 0 | 0 | 40% - 60% | 80% - 100% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | PHP 20,000 - 150,000 | 3 - 24 | 60% - 80% | 20% - 40% | Business | Women, Men | Tech Asst Visits, Other Training, Mortuary Fund/Life insurance | |||||||
Hiram (Group Loan) | PHP 3,000 - 100,000 | 6 | 60% - 80% | 20% - 40% | Business | Women, Men, Must have experience running a business | Group Mtgs, Tech Asst Visits, Business Training, Bookeeping, consultancy, Mortuary Fund/Life Insurance |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40%-0.00% annual, Decl Bal | 1 Fee | 1 Ins | N/A | 0% - 24.4% | 22.1% - 26.4% | ||||||||||
Credit Decouvert | 0.00% annual, 0 | 0 Fees | 0 Ins | 51.9% - 59.4% | 53.3% - 65% | |||||||||||
Credit Deplacement | 0.00% annual, 0 | 0 Fees | 0 Ins | 21% - 21.7% | 34.3% - 37.9% | |||||||||||
Credit Equipments | 0.00% annual, 0 | 0 Fees | 0 Ins | 25.1% - 25.2% | 45.7% - 46.9% | |||||||||||
Credit Femmes Entrepreneurs | 13.20%-0.00% annual, Flat | 1 Fee | 1 Ins | 57.9% - 59% | 109.9% - 111.1% | |||||||||||
Credit Group D'Epargne Et Credit | 24.00%-0.00% annual, Decl Bal | 1 Fee | 1 Ins | 14.1% - 30.4% | 27.9% - 84.8% | |||||||||||
Credit Minerval | 0.00% annual, 0 | 0 Fees | 0 Ins | 19% - 19.1% | 31.1% - 33.8% | |||||||||||
Credit Ordinaire | 20.40%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 0% - 22.5% | 21.8% - 24% | ||||||||||
Credit Quinzaine | 0.00% annual, 0 | 0 Fees | 0 Ins | 47.6% | 49.8% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40%-0.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | N/A | 0% - 24.4% | 22.1% - 26.4% | ||||||||||
Credit Decouvert | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 51.9% - 59.4% | 53.3% - 65% | |||||||||||
Credit Deplacement | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 21% - 21.7% | 34.3% - 37.9% | |||||||||||
Credit Equipments | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 25.1% - 25.2% | 45.7% - 46.9% | |||||||||||
Credit Femmes Entrepreneurs | 13.20%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 57.9% - 59% | 109.9% - 111.1% | |||||||||||
Credit Group D'Epargne Et Credit | 24.00%-0.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | 14.1% - 30.4% | 27.9% - 84.8% | |||||||||||
Credit Minerval | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 19% - 19.1% | 31.1% - 33.8% | |||||||||||
Credit Ordinaire | 20.40%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 0% - 22.5% | 21.8% - 24% | ||||||||||
Credit Quinzaine | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 47.6% | 49.8% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
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