| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | n/a |
| Year established | 2003 |
| Head of Institution | Florent Majyambere |
| Regions active | Burera, Gakenke, Musanze, Ngororero, Nyabihu, Rubavu |
| # Branches | 11 |
| Total Portfolio (nat'l) | RWF 579,013,264 |
| Total Portfolio (USD) | USD 904,708.23 |
| Active clients with loans | 2,177 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMIR |
| Funders | Terrafina, Banque Rwandaise Developpement, AQUADEV, RaboBank |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | RWF 20,000 - 1,000,000 | 3 - 24 | 0% - 20% | 0% - 20% | Business | Women, Men | Credit Educ, Business Training, Other Training | |||||||
| Commerce Loan | RWF 20,000 - 2,000,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Business Training, Other Training | |||||||
| Others Loan | RWF 100,000 - 2,000,000 | 3 - 12 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Business Training, Education Finance |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 19.7% - 29.3% | 29.9% - 42.4% | 63 | ||||||||
| Commerce Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 27.8% - 78.1% | 40.8% - 110.7% | 39 | ||||||||
| Others Loan | 24.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 27.3% - 78.1% | 42.5% - 110.7% | 35 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 164 |
| CEPESIU | 2,000 | 939,000 | 4 | 164 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 164 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 164 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 164 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 164 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 164 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 164 |
| COAC San José | 10,400 | 29,133,000 | 5 | 164 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 164 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 164 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 164 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 161 |
| CooP VPR | 700 | 1,052,000 | 4 | 164 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 164 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 164 |
| D^Miro | 36,900 | 27,692,000 | 9 | 157 |
| DECOF | 2,200 | 705,000 | 2 | 164 |
| Espoir | 62,100 | 21,036,000 | 5 | 164 |
| FODEMI | 28,200 | 12,924,000 | 3 | 164 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 164 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 164 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 164 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 164 |
| ProCredit | 43,800 | 211,941,000 | 2 | 164 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 164 |
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