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Institution

Union des CLECAM Wisigara RubavuGisenyi, Western RwandaPO Box 588
Data approved: 2012-11-07
Data version: 2
Age of data: 86 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressn/a
Year established2003
Head of InstitutionFlorent Majyambere
Regions activeBurera, Gakenke, Musanze, Ngororero, Nyabihu, Rubavu
# Branches11

Total Portfolio (nat'l)RWF 579,013,264
Total Portfolio (USD)USD 904,708.23
Active clients with loans2,177
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersTerrafina, Banque Rwandaise Developpement, AQUADEV, RaboBank

Loan Products » Summary

1,039 Borrowers
USD 529,287.62 Portfolio
Active Product
1,062 Borrowers
USD 189,401.16 Portfolio
Active Product
76 Borrowers
USD 186,019.45 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 20,000 - 1,000,000 3 - 24 0% - 20% 0% - 20% Business Women, Men Credit Educ, Business Training, Other Training
Commerce Loan RWF 20,000 - 2,000,000 3 - 12 20% - 40% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business Credit Educ, Business Training, Other Training
Others Loan RWF 100,000 - 2,000,000 3 - 12 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ, Business Training, Education Finance

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 19.7% - 29.3% 29.9% - 42.4% 63
Commerce Loan 24.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 27.8% - 78.1% 40.8% - 110.7% 39
Others Loan 24.00%-60.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 27.3% - 78.1% 42.5% - 110.7% 35
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002100
Ahantaman RB23,8009,896,000482
APED13,7001,876,000282
ASA Initiative4,400577,000482
ASA-Ghana71,60018,385,000282
ASPI80088,000682
Atwima Kwanwoma3,8001,788,000282
Baobab5,100967,000282
BestFUND13,0004,172,000382
Bonzali Rural10,4001,691,0004100
CashPhase83135,000282
CASUD1,100524,000182
CEDEF50054,000482
CFF10013,000182
CRAN3,6001,019,000282
DQF1,70063,000282
EASL9,20011,409,000682
East Mamprusi12,5002,268,000482
ELDA00082
EMPRETEC Ghana20056,000282
FASL13,50014,047,000882
Grameen Ghana9,500507,000382
ID-Ghana5,600953,000382
Innovative Finance2,700354,000382
Kraban Support7,700781,0005100
KRB4,0006,350,000382
Lower Pra RB34,0006,316,0003100
Maata-N-Tudu12,000941,000482
Mail Finance300288,000182
Markaz00082
Markaz Al Bishara10017,000182
MicrofinPlus Gh1,100251,000282
Nwabiagya RB4,0002,265,000382
OISL62,00027,232,000982
Pro Credit00082
Rich Step100101,000182
SAT147,60029,359,000482
Sekam Trust600137,000282
Simli Pong8,900463,0003100
SS Ghana20035,000182
TCCU10032,000382
The Bridge40032,0003100
Union RB3,8002,361,000482
Caps / Zoom options
Key Statistics
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# Products
# Institutions
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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