| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Ndahayo Jules Theoneste |
| Regions active | Gakenke, Gasabo, Kicukiro, Musanze, Ngororero, Nyabihu, Nyamagabe, Nyanza, Nyarugenge, Ruhango |
| # Branches | 0 |
| Total Portfolio (nat'l) | RWF 1,026,255,074 |
| Total Portfolio (USD) | USD 1,710,425.12 |
| Active clients with loans | 3,391 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMIR, MAIN |
| Funders | Les membres qui libirent les parts sociales, ONG Trocaire, UNCDF, Terrafina |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert (One Month) Loan | RWF 500,000 - 1,500,000 | 1 | 0% - 20% | 20% - 40% | Any Purpose | Women, Men, Have business | Credit Educ, Credit Ins, Business Training | |||||||
| Microloan | RWF 50,000 - 1,999,999 | 4 - 12 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Ordinary Loan | RWF 2,000,000 - 5,000,000 | 12 - 18 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Credit Ins, Business Training | |||||||
| Youth Business Loan | RWF 50,000 - 2,000,000 | 4 - 24 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Specific age group | Credit Educ, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert (One Month) Loan | 96.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 93.8% | 93.8% | 100 | ||||||||
| Microloan | 22.80% annual, Decl Bal | 0 Fees | 0 Ins | 18.00% fees | 10.00%-15.00% upfront | 41% - 41.2% | 50.2% - 55.7% | 44 | ||||||||
| Ordinary Loan | 22.80% annual, Decl Bal | 0 Fees | 0 Ins | 18.00% fees | 10.00%-15.00% upfront | 23.6% - 23.8% | 29.5% - 31.7% | 75 | ||||||||
| Youth Business Loan | 21.60% annual, Decl Bal | 0 Fees | 0 Ins | 18.00% fees | 10.00% upfront | 22.7% - 24% | 28.5% - 30.3% | 74 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| 1st Valley Bank | 38,900 | 48,291,000 | 3 | 144 |
| AJDFI | 13,100 | 884,000 | 6 | 144 |
| ARDCI | 44,600 | 9,403,000 | 1 | 144 |
| ASA Philippines | 333,400 | 29,282,000 | 1 | 144 |
| ASHI | 35,400 | 5,231,000 | 6 | 144 |
| ASKI | 60,000 | 15,247,000 | 4 | 144 |
| Bangko Kabayan | 8,900 | 2,373,000 | 2 | 144 |
| BSEI | 600 | 73,000 | 2 | 144 |
| CBI | 8,100 | 2,010,000 | 5 | 144 |
| CCT | 70,300 | 9,504,000 | 4 | 144 |
| CEV | 35,400 | 5,111,000 | 4 | 144 |
| DSPI | 59,300 | 3,676,000 | 3 | 144 |
| ECLOF | 5,400 | 1,836,000 | 4 | 144 |
| FCB | 12,000 | 2,392,000 | 2 | 144 |
| FMB | 2,700 | 710,000 | 2 | 144 |
| GM Bank | 23,500 | 1,553,000 | 3 | 144 |
| HSPFI | 19,100 | 1,899,000 | 2 | 144 |
| JVOFI | 1,300 | 281,000 | 1 | 144 |
| Katipunan Bank | 42,100 | 5,325,000 | 2 | 144 |
| KDCI | 20,500 | 2,095,000 | 3 | 144 |
| KGI | 32,300 | 3,421,000 | 4 | 144 |
| KMBI | 245,000 | 15,098,000 | 1 | 144 |
| LTMPC | 37,400 | 8,935,000 | 3 | 144 |
| Mallig Plains | 6,500 | 641,000 | 2 | 144 |
| MILAMDEC | 29,800 | 3,278,000 | 2 | 144 |
| MWIMPC | 11,800 | 1,740,000 | 4 | 143 |
| NWTF | 105,500 | 12,698,000 | 5 | 144 |
| OFMPC | 4,400 | 964,000 | 1 | 144 |
| PBC | 50,700 | 10,434,000 | 4 | 144 |
| PCSD | 700 | 167,000 | 1 | 144 |
| PMPC | 23,500 | 5,565,000 | 8 | 144 |
| RB Angeles | 900 | 1,502,000 | 2 | 144 |
| RB Labason | 500 | 289,000 | 1 | 144 |
| RBLI | 5,200 | 1,026,000 | 2 | 144 |
| RBMI | 11,900 | 1,750,000 | 2 | 144 |
| RMB | 100 | 173,000 | 1 | 144 |
| RSPI | 39,600 | 2,834,000 | 4 | 144 |
| SAFRAGEMC | 1,100 | 229,000 | 1 | 144 |
| Salve | 10,900 | 1,191,000 | 3 | 144 |
| SEDP | 27,000 | 3,914,000 | 3 | 144 |
| TSKI | 212,900 | 25,187,000 | 2 | 144 |
| TSPI | 264,500 | 31,290,000 | 7 | 144 |
| Valient | 1,700 | 672,000 | 2 | 144 |
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