Institution

Urwego Opportunity Bank Plot 1230 NyarugengeAvenue de la PaixKigaliPO Box 748
Data approved: 1900-01-00
Data version: 3
Age of data: -   months 

Institution

Cooperativa de Ahorro y Credito Santa Anita Imbaubura 8-83 y Vicente RocafuerteCotacachi, Imbabura28034
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.uob.rw/
Year established1997
Head of InstitutionTineyi Emmanuel Mawocha
Regions activeBugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza, Nyarugenge, Nyaruguru, Rubavu, Ruhango, Rulindo, Rusizi, Rutsiro, Rwamagana
# Branches36

Total Portfolio (nat'l)RWF 9,442,026,780
Total Portfolio (USD)USD 14,753,166.84
Active clients with loans38,207
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsOpportunity International, Hope International, World Relief
FundersMasterCard Foundation, Gates Foundation, Credit Suisse, European Union

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://www.coacsantaanita.com/
Year established2001
Head of InstitutionEdison Caicedo
Regions active
# Branches4

Total Portfolio (nat'l)USD 2,536,758
Total Portfolio (USD)USD 2,536,758
Active clients with loans2,047
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsRed Financiera Rural, Ucacnor, Fecoac
Funders

Loan Products » Summary

4,400 Borrowers
USD 2,415,381.41 Portfolio
Active Product
31,626 Borrowers
USD 5,853,689.15 Portfolio
Active Product
1,331 Borrowers
USD 4,953,276.75 Portfolio
Active Product
348 Borrowers
USD 238,999.72 Portfolio
Active Product
255 Borrowers
USD 136,876.71 Portfolio
Active Product
0 Borrowers
USD 1,156,975.32 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

418 Borrowers
USD 468,714.90 Portfolio
Active Product
615 Borrowers
USD 777,883.75 Portfolio
Active Product
924 Borrowers
USD 1,214,168.88 Portfolio
Active Product
15 Borrowers
USD 26,257.46 Portfolio
Low Volume Product
21 Borrowers
USD 12,667.21 Portfolio
Low Volume Product
47 Borrowers
USD 32,971.73 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Advanced Community Banking RWF 250,000 - 3,000,000 6 - 12 60% - 80% 40% - 60% Business, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Community Banking RWF 30,000 - 1,500,000 4 60% - 80% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Micro Individual/Business Loan RWF 250,000 - 60,000,000 8 - 60 20% - 40% 20% - 40% Business, Agriculture, Housing, Consumer, Education Women, Men Business Training
New Solidarity Group RWF 250,000 - 6,000,000 6 - 24 60% - 80% 80% - 100% Business, Consumer, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Micro Consumer Loans RWF 50,000 - 5,000,000 3 - 36 20% - 40% 20% - 40% Consumer, Education, Other Women, Men, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 15,000 1 - 48 60% - 80% 20% - 40% Any Purpose Women, Men, Salaried worker Credit Ins, Tech Asst Visits
Microagropecuario USD 100 - 15,000 1 - 48 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men Credit Ins, Tech Asst Visits
Microempresarial USD 100 - 15,000 1 - 49 40% - 60% 20% - 40% Business Women, Men, Tener calificacion hasta B en central de riesgos o buro de credito Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 24.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 43.4% - 50.1% 53% - 60.9% 42
Community Banking 24.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 47.4% - 54.7% 59.1% - 67.8% 37
Micro Individual/Business Loan 10.0%-20.0% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 21.3% - 22.9% 22.1% - 24.5% 43
New Solidarity Group 18.0% annual, Flat 1 Fee 1 Ins 18.00% fees 15.0% upfront 44.2% 60.6% 30
Micro Consumer Loans 18.0%-20.0% annual, Decl Bal 1 Fee 0 Ins None N/A 22.1% - 25.9% 22.1% - 25.9% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.8% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 5.00% ongoing 14% - 15.2% 15.6% - 22% 77
Microagropecuario 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 20.3% - 26.9% 22.5% - 36.2% 71
Microempresarial 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 5.00 ongoing 18.8% - 26.9% 20.7% - 41.2% 69

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 24.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 10.0% upfront 43.4% - 50.1% 53% - 60.9% 42
Community Banking 24.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 10.0% upfront 47.4% - 54.7% 59.1% - 67.8% 37
Micro Individual/Business Loan 10.0%-20.0% annual, Decl Bal 1 Fee 1 Ins Ins 18.00% fees N/A 21.3% - 22.9% 22.1% - 24.5% 43
New Solidarity Group 18.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 15.0% upfront 44.2% 60.6% 30
Micro Consumer Loans 18.0%-20.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 22.1% - 25.9% 22.1% - 25.9% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.8% annual, Decl Bal 2 Fees 0 Ins Ins None 6.7% upfront 5.00% ongoing 14% - 15.2% 15.6% - 22% 77
Microagropecuario 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins Ins None 6.7% upfront 20.3% - 26.9% 22.5% - 36.2% 71
Microempresarial 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins Ins None 6.7% upfront 5.00 ongoing 18.8% - 26.9% 20.7% - 41.2% 69
Institution Price Graph
Institution Price Graph
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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