Urwego Opportunity Bank - MFTransparency.org Truth In Lending Tables

Urwego Opportunity Bank Avenue de la PaixKigali

Data approved: 2011-09-29

Data version: 1

Age of data: - months

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	http://www.uob.rw/
Year established	1997
Head of Institution	Jeffrey J. Lee
Regions active	0
# Branches	36

Total Portfolio (nat'l)	RWF 6,225,428,134
Total Portfolio (USD)	USD 10,551,573.11
Active clients with loans	32,690
Approximate % female clients	80% - 100%
Approximate % urban clients	40% - 60%
Network affiliations	Opportunity International, Hope International, World Relief
Funders	MasterCard Foundation, Gates Foundation, Credit Suisse, European Union

Adv CB

383 Borrowers

USD 377,773.29 Portfolio

Active Product

Community

31,280 Borrowers

USD 4,763,256.54 Portfolio

Active Product

Idv Business

529 Borrowers

USD 1,625,500.81 Portfolio

Active Product

Sol Grp

493 Borrowers

USD 395,211.96 Portfolio

Active Product

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Advanced Community Banking	RWF 250,000 - 1,500,000	4 - 12	80% - 100%	40% - 60%	Business, Other	Women, Men, Have business	Credit Educ, Business Training
Community Banking	RWF 30,000 - 1,200,000	4	80% - 100%	40% - 60%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Business Training
Micro Individual/Business Loan	RWF 500,000 - 10,000,000	4 - 60	40% - 60%	80% - 100%	Business, Consumer	Women, Men
New Solidarity Group	RWF 250,000 - 5,000,000	4 - 24	60% - 80%	80% - 100%	Business, Consumer, Other	Women, Men, Have business	Credit Educ, Group Mtgs, Business Training

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Advanced Community Banking	24.0%-30.0% annual, Flat	1 Fee	1 Ins	18.00% loan amt	10.0% upfront 10.00% ongoing	48.6% - 53.4%	62.6% - 70.8%	35
Community Banking	30.0%-36.0% annual, Flat	0 Fees	1 Ins	None	10.0% upfront	63.4% - 63.5%	83.1% - 83.5%	36
Micro Individual/Business Loan	18.0%-24.0% annual, Decl Bal	1 Fee	0 Ins	18.00% loan amt	N/A	0% - 27.8%	22.2% - 28.6%	69
New Solidarity Group	18.0%-24.0% annual, Flat	1 Fee	0 Ins	18.00% loan amt	15.0% upfront 15.00% ongoing	0% - 54.8%	54.1% - 107.5%	24

Click to view Price Analysis Tool

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Banco Solidario	79,700	221,716,000	1	164
CEPESIU	2,000	939,000	4	164
COAC 4 Octubre	2,200	5,771,000	2	164
COAC Ambato	1,300	16,415,000	2	164
COAC FondVida	2,500	4,200,000	4	164
COAC LaBenefica	2,500	8,482,000	6	164
COAC MCCH	5,300	10,020,000	2	164
COAC Nacional	30,700	27,129,000	2	164
COAC San José	10,400	29,133,000	5	164
COAC SanAntonio	1,000	2,384,000	3	164
COAC SantaAnita	2,000	2,532,000	6	164
Codesarrollo	14,400	40,328,000	7	164
Coop San Miguel	1,800	4,754,000	5	161
CooP VPR	700	1,052,000	4	164
Cooprogreso	7,900	32,244,000	4	164
Credi Fe	100,900	380,039,000	4	164
D^Miro	36,900	27,692,000	9	157
DECOF	2,200	705,000	2	164
Espoir	62,100	21,036,000	5	164
FODEMI	28,200	12,924,000	3	164
Fundacion Alternativa	4,300	5,545,000	2	164
FUNDAMIC	2,000	1,468,000	2	164
INSOTEC	7,000	6,047,000	4	164
Luz del Valle	6,400	11,300,000	3	164
ProCredit	43,800	211,941,000	2	164
PS Ambato	5,600	2,771,000	1	164

Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits