Institution

Urwego Opportunity Bank Plot 1230 NyarugengeAvenue de la PaixKigaliPO Box 748
Data approved: 2012-09-27
Data version: 2
Age of data: -   months 

Institution

Hagdan Sa Pag-uswag Foundation, Inc. RER Phase 2, National Highway, KauswaganCagayan de Oro City, Misamis Oriental9000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.uob.rw/
Year established1997
Head of InstitutionJeffrey J. Lee
Regions activeBugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza
# Branches36

Total Portfolio (nat'l)RWF 9,342,142,670
Total Portfolio (USD)USD 14,597,097.92
Active clients with loans41,246
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsOpportunity International, Hope International, World Relief
FundersMasterCard Foundation, Gates Foundation, Credit Suisse, European Union

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1987
Head of InstitutionDr. Vicente R. Geducos, CPA
Regions active
# Branches9

Total Portfolio (nat'l)PhP 77,295,975.67
Total Portfolio (USD)USD 1,849,186.02
Active clients with loans18,350
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsOpportunity International Network, Alliance for Philippine Partners in Enterprise Development (APPEND), Mindanao Microfinance Council (MMC), Philippine Partnership for the Development of Human Resources in Rural Areas (PhilDHRRA)
FundersOIKOCredit, People's Credit and Finance Corporation (PCFC), PinoyMe Foundation, Small Business Corporation (SBC)

Loan Products » Summary

7,933 Borrowers
USD 8,128,174.48 Portfolio
Active Product
34,286 Borrowers
USD 11,526,115.84 Portfolio
Active Product
1,184 Borrowers
USD 4,832,015.35 Portfolio
Active Product
489 Borrowers
USD 756,359.38 Portfolio
Active Product

Loan Products » Summary

18,350 Borrowers
USD 1,849,186.03 Portfolio
Active Product
818 Borrowers
USD 50,239.23 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Advanced Community Banking RWF 250,000 - 3,000,000 4 - 12 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Community Banking RWF 30,000 - 1,500,000 4 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Micro Individual/Business Loan RWF 250,000 - 60,000,000 4 - 60 40% - 60% 80% - 100% Business, Consumer Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
New Solidarity Group RWF 250,000 - 6,000,000 4 - 24 60% - 80% 80% - 100% Business, Consumer, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan PHP 3,000 - 30,000 3 - 10 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Community Development Program
Individual Loan PHP 10,000 - 40,000 3 - 10 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Community Development Program

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 30.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 10.00% ongoing 52.7% - 53% 70.6% - 72.9% 41
Community Banking 30.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 10.00% ongoing 57.4% 76.8% 39
Micro Individual/Business Loan 18.0%-24.0% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 21.9% - 27.6% 22.6% - 30.7% 71
New Solidarity Group 24.0% annual, Flat 1 Fee 1 Ins 18.00% fees 15.0% upfront 15.00% ongoing 43.9% - 45.1% 69.5% - 74.5% 33

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 40.00 ongoing 80.6% - 93.1% 94.6% - 216.6% 27
Individual Loan 36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 84.5% - 85.9% 99.6% - 108.9% 34

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 30.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 10.0% upfront 10.00% ongoing 52.7% - 53% 70.6% - 72.9% 41
Community Banking 30.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 10.0% upfront 10.00% ongoing 57.4% 76.8% 39
Micro Individual/Business Loan 18.0%-24.0% annual, Decl Bal 1 Fee 1 Ins Ins 18.00% fees N/A 21.9% - 27.6% 22.6% - 30.7% 71
New Solidarity Group 24.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 15.0% upfront 15.00% ongoing 43.9% - 45.1% 69.5% - 74.5% 33

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 40.00 ongoing 80.6% - 93.1% 94.6% - 216.6% 27
Individual Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 84.5% - 85.9% 99.6% - 108.9% 34
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