| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 136 |
| Comicoka | 827 | 758,435 | 4 | 136 |
| COOJAD | 511 | 823,215 | 6 | 136 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 136 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 136 |
| Goshen | 2,076 | 3,716,008 | 5 | 153 |
| Inkingi | 2,648 | 2,593,366 | 5 | 153 |
| RML | 4,960 | 3,473,781 | 3 | 136 |
| UCU | 3,391 | 1,603,524 | 4 | 136 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 153 |
| Wisigara | 2,177 | 904,708 | 3 | 136 |
| Zamuka | 253 | 124,445 | 3 | 136 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 153 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.hkl.com.kh/ |
| Year established | 1994 |
| Head of Institution | Hout Ieng Tong |
| Regions active | 0 |
| # Branches | 75 |
| Total Portfolio (nat'l) | KHR 41,569,985.26 |
| Total Portfolio (USD) | USD 10,392.50 |
| Active clients with loans | 47,287 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Large Loans | USD 10,001 - 30,000 | 3 - 36 | 80% - 100% | 60% - 80% | Business, Housing, Consumer, Education, Other | Have business | ||||||||
| Medium Loans | USD 2,501 - 10,000 | 3 - 36 | 60% - 80% | 60% - 80% | Business, Housing, Consumer, Education, Other | Have business | ||||||||
| Micro Loans | USD 50 - 1,000 | 3 - 15 | 80% - 100% | 20% - 40% | Business, Housing, Consumer, Education, Other | Have business | ||||||||
| Small Loans | USD 1,001 - 2,500 | 3 - 24 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education, Other | Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Large Loans | 19.2% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00 upfront 10.00 ongoing | 19.4% | 19.5% - 19.8% | 97 | ||||||||
| Medium Loans | 23.4%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 5.00 upfront 5.00 ongoing | 23.7% | 24.4% - 24.6% | 95 | ||||||||
| Micro Loans | 34.8%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 1.00 upfront 1.00 ongoing | 35.1% - 35.2% | 35.9% - 42.8% | 91 | ||||||||
| Small Loans | 27.6%-33.6% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.00 upfront 3.00 ongoing | 27.9% | 28.6% - 29.1% | 96 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
