| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 136 |
| Comicoka | 827 | 758,435 | 4 | 136 |
| COOJAD | 511 | 823,215 | 6 | 136 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 136 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 136 |
| Goshen | 2,076 | 3,716,008 | 5 | 154 |
| Inkingi | 2,648 | 2,593,366 | 5 | 154 |
| RML | 4,960 | 3,473,781 | 3 | 136 |
| UCU | 3,391 | 1,603,524 | 4 | 136 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 154 |
| Wisigara | 2,177 | 904,708 | 3 | 136 |
| Zamuka | 253 | 124,445 | 3 | 136 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 154 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Daniel Muhimuzi Mugisha |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | RWF 747,483,674 |
| Total Portfolio (USD) | USD 1,266,921.48 |
| Active clients with loans | 2,225 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AMIR, Terrafina |
| Funders | African Evangelical Enterprise, Rwanda |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Curuza (Business) MT & LT | RWF 100,000 - 10,000,000 | 4 - 36 | 0% - 20% | 80% - 100% | ||||||||||
| Ezukame Express PU & PM | 0 | 0 | 20% - 40% | 20% - 40% | ||||||||||
| Hembwa Wage Express | RWF 5,000 - 500,000 | 1 - 3 | 20% - 40% | 60% - 80% | ||||||||||
| Hembwa Wage MT & LT | RWF 10,000 - 5,000,000 | 4 - 36 | 20% - 40% | 60% - 80% | ||||||||||
| Kaze (Solidarity Group) GS & GS-PU | RWF 10,000 - 500,000 | 3 - 6 | 40% - 60% | 0% - 20% | ||||||||||
| Tunga Women MT & LT | RWF 200,000 - 10,000,000 | 4 - 36 | 80% - 100% | 40% - 60% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Curuza (Business) MT & LT | 15.00% annual, Flat | 1 Fee | 2 Ins | 0% - 45.7% | 23.9% - 74.2% | |||||||||||
| Ezukame Express PU & PM | 0.00% annual, 0 | 0 Fees | 0 Ins | 0% - 71.7% | 29.6% - 72.7% | |||||||||||
| Hembwa Wage Express | 42.00% annual, Flat | 1 Fee | 2 Ins | N/A | 74.1% - 80.1% | 75.3% - 85.1% | ||||||||||
| Hembwa Wage MT & LT | 15.00% annual, Flat | 2 Fees | 2 Ins | N/A | 0% - 53.8% | 26.5% - 56.5% | ||||||||||
| Kaze (Solidarity Group) GS & GS-PU | 30.00% annual, Flat | 1 Fee | 0 Ins | 54% - 68.5% | 56.7% - 74.1% | |||||||||||
| Tunga Women MT & LT | 13.00% annual, Flat | 2 Fees | 2 Ins | 0% - 42.4% | 35% - 74.9% |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
