| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.brac.net/ |
| Year established | 2006 |
| Head of Institution | Mr.Gunendu .K. Roy |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, ShinyangaSingida, Tabora, Tanga, Zanzibar Central/South, Zanzibar North, Zanzibar Urban/West |
| # Branches | 112 |
| Total Portfolio (nat'l) | TZS 31,264,999,264 |
| Total Portfolio (USD) | USD 19,663,521.55 |
| Active clients with loans | 102,392 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Tanzania Association of Microfinance Institutions |
| Funders | UNICEF, FSDT, Triodos, BRAC Africa Loan fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | TZS 175,000 - 2,600,000 | 6 - 12 | 100% | 20% - 40% | Business | Women, Have business, Specific age group, 20- 50 years old | Credit Educ, Group Mtgs, Credit Ins, Other Training, Training on health, women empowerment and income generating opportunities. | |||||||
| Small Enterprise Program (SEP) Loan | TZS 1,200,000 - 14,000,000 | 6 - 12 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group, 20 - 50 years old | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 32.5%-33.8% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 61.5% - 68.1% | 73.8% - 82.7% | 41 | ||||||||
| Small Enterprise Program (SEP) Loan | 25.0%-26.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 44.5% - 45.1% | 52.9% - 53.7% | 47 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 153 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 153 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 153 |
| Amanecer | 4,300 | 8,253,000 | 4 | 153 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 153 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 148 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 153 |
| BdO | 10,400 | 7,945,000 | 2 | 153 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 153 |
| Confiar | 43,800 | 81,993,000 | 7 | 153 |
| Congente | 5,400 | 20,045,000 | 2 | 153 |
| Contactar | 25,100 | 20,184,000 | 2 | 153 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 153 |
| Finamerica | 39,800 | 99,536,000 | 7 | 153 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 153 |
| FMSD | 6,800 | 9,236,000 | 6 | 153 |
| Fomentamos | 900 | 102,000 | 1 | 153 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 153 |
| Fund Oleoductos | 500 | 435,000 | 1 | 148 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 153 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 153 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 153 |
| Interactuar | 30,200 | 93,846,000 | 4 | 153 |
| MEDA | 15,600 | 27,322,000 | 2 | 153 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 153 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
