| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.brac.net/ |
| Year established | 2006 |
| Head of Institution | Mr.Gunendu .K. Roy |
| Regions active | 0 |
| # Branches | 112 |
| Total Portfolio (nat'l) | TZS 31,677,570,729 |
| Total Portfolio (USD) | USD 21,118,380.49 |
| Active clients with loans | 117,261 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Tanzania Association of Microfinance Institutions |
| Funders | UNICEF, FSDT, Triodos, BRAC Africa Loan fund |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2009 |
| Head of Institution | Phyllis Ayetey |
| Regions active | Northern Region |
| # Branches | 0 |
| Total Portfolio (nat'l) | 0 |
| Total Portfolio (USD) | 0 |
| Active clients with loans | 0 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Credit Union Association (CUA), GHAMFIN |
| Funders | Christian Children's Fund of Canada |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | TZS 10,000 - 1,000,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Have business, between 20 and 50 years | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Small Enterprise Program (SEP) Loan | TZS 1,000,000 - 10,000,000 | 6 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business, Have home or land, 20 - 50 years old | Credit Educ, Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 22.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 55.7% - 63.7% | 67.3% - 77.6% | 31 | ||||||||
| Small Enterprise Program (SEP) Loan | 22.0%-24.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 40.6% - 45.6% | 48.6% - 55.3% | 43 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 22.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 55.7% - 63.7% | 67.3% - 77.6% | 31 | ||||||||
| Small Enterprise Program (SEP) Loan | 22.0%-24.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 40.6% - 45.6% | 48.6% - 55.3% | 43 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
