| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2011 |
| Head of Institution | Emmanuel Kashumba and Felister Machange |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 61,410,000 |
| Total Portfolio (USD) | USD 38,622.64 |
| Active clients with loans | 69 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | TAMFI |
| Funders |
| Institution Type | Cooperative |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | NDAHAYO JULES THEONESTE |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | RWF 576,723,471 |
| Total Portfolio (USD) | USD 977,497.41 |
| Active clients with loans | 1,031 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Association of Microfinance Institutions in Rwanda (AMIR), Microfinance African Institutions Network (MAIN) |
| Funders | Les membres qui lib?rent les parts sociales, ONG Trocaire |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | TZS 100,000 - 1,500,000 | 1 - 3 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | RWF 2,000,000 - 5,000,000 | 12 - 24 | 20% - 40% | 0% - 20% | ||||||||||
| Decouvert (2 weeks) | RWF 500,000 - 1,500,000 | 0.5 | 0% - 20% | 20% - 40% | ||||||||||
| Decouvert (One Month) Loan | RWF 500,000 - 1,500,000 | 1 | 0% - 20% | 20% - 40% | ||||||||||
| Microloan | 0 | 0 | 20% - 40% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 124.3% - 208.3% | 201% - 336.3% | 24 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | 24.00% annual, Decl Bal | 1 Fee | 1 Ins | N/A | 23.9% - 24.1% | 25.9% - 27.3% | ||||||||||
| Decouvert (2 weeks) | 130.00% annual, Flat | 0 Fees | 0 Ins | N/A | 130.4% | 130.4% | ||||||||||
| Decouvert (One Month) Loan | 96.00% annual, Flat | 0 Fees | 0 Ins | N/A | 94.1% - 97.4% | 94.1% - 97.4% | ||||||||||
| Microloan | 0.00% annual, 0 | 0 Fees | 0 Ins | 23.9% - 24.3% | 36.9% - 42.1% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 124.3% - 208.3% | 201% - 336.3% | 24 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | 24.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | N/A | 23.9% - 24.1% | 25.9% - 27.3% | ||||||||||
| Decouvert (2 weeks) | 130.00% annual, Flat | 0 Fees | 0 Ins Ins | N/A | 130.4% | 130.4% | ||||||||||
| Decouvert (One Month) Loan | 96.00% annual, Flat | 0 Fees | 0 Ins Ins | N/A | 94.1% - 97.4% | 94.1% - 97.4% | ||||||||||
| Microloan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 23.9% - 24.3% | 36.9% - 42.1% |
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