| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Thaddeo W. Mashera |
| Regions active | Arusha, Dar es Salaam, Mwanza |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 800,400,221 |
| Total Portfolio (USD) | USD 503,396.37 |
| Active clients with loans | 1,538 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | TAMFI |
| Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.sathapana.com/ |
| Year established | 1995 |
| Head of Institution | Dr. Bun Mony |
| Regions active | 0 |
| # Branches | 45 |
| Total Portfolio (nat'l) | KHR 220,487,000,000 |
| Total Portfolio (USD) | USD 56,347,303.86 |
| Active clients with loans | 42,389 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Business Training | |||||||
| Personal Loan | TZS 1,000,000 - 10,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balloon Loan KHR | KHR 100,000 - 20,000,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ | |||||||
| Balloon Loan USD | USD 200 - 5,000 | 3 - 12 | 40% - 60% | 0% - 20% | Agriculture business | Women, Men, Have business | Credit Educ | |||||||
| Business Loan KHR | KHR 100,000 - 100,000,000 | 6 - 24 | 60% - 80% | 20% - 40% | Business, Housing, Consumer | Women, Men, Have business | Credit Educ | |||||||
| Business Loan USD | USD 200 - 25,000 | 3 - 24 | 60% - 80% | 40% - 60% | Business, Housing, Consumer | Women, Men, Have business | Credit Educ |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
| Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balloon Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Balloon Loan USD | 21.6%-36.0% annual, Flat | 1 Fee | 0 Ins | None | 2.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan USD | 21.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 2.0% upfront | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
| Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balloon Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Balloon Loan USD | 21.6%-36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 2.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.0% upfront | #N/A | #N/A | N/A | ||||||||
| Business Loan USD | 21.6%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 2.0% upfront | #N/A | #N/A | N/A |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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