| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Thaddeo W. Mashera |
| Regions active | Arusha, Dar es Salaam, Mwanza |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 800,400,221 |
| Total Portfolio (USD) | USD 503,396.37 |
| Active clients with loans | 1,538 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | TAMFI |
| Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Business Training | |||||||
| Personal Loan | TZS 1,000,000 - 10,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
| Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 129 |
| Adok Timo | 4,200 | 570,000 | 4 | 161 |
| BIMAS | 11,100 | 4,679,000 | 7 | 129 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 129 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 129 |
| Family Bank | 43,200 | 90,700,000 | 5 | 161 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 129 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 129 |
| KADET | 12,900 | 5,402,000 | 4 | 129 |
| K-Rep | 0 | 0 | 0 | 129 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 161 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 129 |
| LKL | 13,100 | 9,311,000 | 10 | 122 |
| MKL | 18,200 | 5,989,000 | 6 | 106 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 129 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 129 |
| RAFODE | 2,900 | 356,000 | 1 | 129 |
| SISDO | 7,300 | 3,657,000 | 11 | 129 |
| Yehu | 14,000 | 3,149,000 | 11 | 129 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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