| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Thaddeo W. Mashera |
| Regions active | Arusha, Dar es Salaam, Mwanza |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 800,400,221 |
| Total Portfolio (USD) | USD 503,396.37 |
| Active clients with loans | 1,538 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | TAMFI |
| Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Business Training | |||||||
| Personal Loan | TZS 1,000,000 - 10,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
| Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 146 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 102 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 126 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 126 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 126 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 126 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 100 |
| Five Talents | 5,365 | 368,057 | 2 | 126 |
| Gatsby | 1,346 | 2,440,236 | 2 | 126 |
| Habitat Uganda | 858 | 265,508 | 1 | 126 |
| Hofokam | 20,908 | 4,793,200 | 6 | 126 |
| KACITA | 156 | 60,318 | 1 | 126 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 126 |
| Opportunity | 23,734 | 13,560,846 | 13 | 126 |
| RUCREF | 5,557 | 898,380 | 4 | 146 |
| Rushere SACCO | 983 | 574,549 | 2 | 126 |
| SAO | 204 | 62,768 | 1 | 126 |
| Silver Upholders | 2,111 | 189,189 | 4 | 126 |
| THPU | 6,528 | 676,391 | 1 | 126 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 126 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 126 |
| Wakiso | 513 | 276,000 | 1 | 126 |
| Y-SAVE | 208 | 1,686,485 | 1 | 126 |
| Key Statistics | |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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