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Please note that the information you are viewing is 86 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Mbinga Community Bank Ltd Head QuartersMbinga, RuvumaPO Box 290
Data approved: 2013-03-20
Data version: 2
Age of data: 82 months

Institution

Angkor Microheranhvatho Kampuchea # 442, St. 193, Toul Svayprey 1ChamkarmornPhnom Penh, CambodiaPO Box 855
Data approved: 2013-04-26
Data version: 4
Age of data: 86 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionShedehva Optat
Regions activeRuvuma
# Branches1

Total Portfolio (nat'l)TZS 4,748,143,743
Total Portfolio (USD)USD 2,986,253.93
Active clients with loans1,069.80
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsCommunity Bank Association
FundersFinancial Sector Deepening, Agricultural Trust Fund

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.amkcambodia.com/
Year established2003
Head of InstitutionKea Borann
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo
# Branches113

Total Portfolio (nat'l)KHR 236,703,000,000
Total Portfolio (USD)USD 59,924,810.13
Active clients with loans297,613
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsCMA, SPTF
FundersAgora, Concern

Loan Products » Summary

86 Borrowers
USD 186,986.65 Portfolio
Active Product
58 Borrowers
USD 1,104,205.77 Portfolio
Active Product
882.70 Borrowers
USD 1,695,061.51 Portfolio
Active Product

Loan Products » Summary

84,992 Borrowers
USD 17,797,287.24 Portfolio
Active Product
5,761 Borrowers
USD 1,606,561.09 Portfolio
Active Product
4,029 Borrowers
USD 361,651.90 Portfolio
Active Product
107 Borrowers
USD 12,797.90 Portfolio
Active Product
98,446 Borrowers
USD 18,040,572.30 Portfolio
Active Product
1,837 Borrowers
USD 437,073.02 Portfolio
Active Product
5,079 Borrowers
USD 2,962,841.98 Portfolio
Active Product
119 Borrowers
USD 111,709.86 Portfolio
Active Product
1,670 Borrowers
USD 320,495.59 Portfolio
Active Product
2,801 Borrowers
USD 2,559,297.12 Portfolio
Active Product
65,323 Borrowers
USD 9,910,460.58 Portfolio
Active Product
10,468 Borrowers
USD 7,060,414.41 Portfolio
Active Product
733 Borrowers
USD 869,265.42 Portfolio
Active Product
934 Borrowers
USD 825,304 Portfolio
Active Product
3,096 Borrowers
USD 462,791.11 Portfolio
Active Product
2,814 Borrowers
USD 446,098 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Salary Loan TZS 300,000 - 6,000,000 12 60% - 80% 40% - 60% Any Purpose Women, Men, Salaried worker Group Mtgs, Business Training
Small Business Loan TZS 1,000,000 - 45,000,000 3 - 18 20% - 40% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Solidarity Group Loan TZS 500,000 - 3,500,000 1 - 12 40% - 60% 20% - 40% Business, Agriculture Women, Men, Must run agricultural activities or business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credit Line (KHR) KHR 50,000 - 1,000,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Other Training
Credit Line (THB) THB 500 - 10,000 1 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Emergency Loan (KHR) KHR 10,000 - 400,000 1 - 10 80% - 100% 0% - 20% Other Women, Men, Have home or land, Specific age group Other Training
Emergency Loan (THB) THB 500 - 4,000 1 - 10 80% - 100% 0% - 20% Other Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins
End of Term Loan (KHR) KHR 10,000 - 1,000,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Other Training
End of Term Loan (THB) THB 500 - 10,000 1 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
individual Inst ID (KHR) KHR 400,000 - 8,000,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Other Training
Inst ID (THB) THB 5,000 - 80,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ
Inst VB (THB) THB 500 - 10,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Inst-ID USD USD 500 - 2,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Other Training
Inst-VB (KHR) KHR 10,000 - 1,000,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Other Training
Seasonal Loan (KHR) KHR 500,000 - 6,000,000 3 - 12 80% - 100% 0% - 20% Any Purpose, For seasonal purpose only Women, Men, Have business, Have home or land, Must have regular income for eligible monthly interest payment Credit Educ, Group Mtgs
Seasonal Loan (THB) THB 5,000 - 60,000 3 - 12 80% - 100% 0% - 20% Any Purpose, Seasonal purpose only Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Seasonal Loan (USD) USD 100 - 1,500 3 - 12 80% - 100% 0% - 20% Any Purpose, Seasonal loan requirement only Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Easy Loan (KHR) KHR 10,000 - 1,000,000 1 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Salaried worker, Specific age group Credit Educ, Other Training
Easy Loan (USD) USD 50 - 250 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Credit Educ, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00% annual, Flat 2 Fees 1 Ins None N/A 48.7% - 57.2% 50% - 59.8% 41
Small Business Loan 10.00%-24.00% annual, Flat 3 Fees 1 Ins None N/A 58.6% - 71.7% 61.2% - 77% 15
Solidarity Group Loan 10.00%-30.00% annual, Flat 2 Fees 1 Ins None 30.00% upfront 14.2% - 94.9% 22.9% - 242.9% 8

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit Line (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 34.1% - 36.6% 34.1% - 36.6% 100
Credit Line (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 34% - 34.2% 34% - 34.2% 98
Emergency Loan (KHR) 30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 30% - 30.2% 30% - 30.2% 99
Emergency Loan (THB) 30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 29.9% - 30.1% 29.9% - 30.1% 100
End of Term Loan (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 36.5% - 37% 36.5% - 37% 98
End of Term Loan (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 33.6% - 34.2% 33.6% - 34.2% 98
individual Inst ID (KHR) 27.6%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 31.9% - 37.1% 31.9% - 37.1% 81
Inst ID (THB) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 30.6% - 34.5% 30.6% - 34.5% 85
Inst VB (THB) 31.2% annual, Decl Bal 1 Fee 0 Ins None N/A 32.2% - 32.3% 32.2% - 32.3% 97
Inst-ID USD 26.4%-31.2% annual, Decl Bal 1 Fee 0 Ins None N/A 29.3% - 30.3% 29.3% - 30.3% 88
Inst-VB (KHR) 33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 34.7% - 34.9% 34.7% - 34.9% 96
Seasonal Loan (KHR) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33% - 37.5% 33% - 37.5% 88
Seasonal Loan (THB) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 30.6% - 34.2% 30.6% - 34.2% 95
Seasonal Loan (USD) 28.8%-32.4% annual, Decl Bal 1 Fee 0 Ins None N/A 30.6% - 33.5% 30.6% - 33.5% 90
Easy Loan (KHR) 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 31.1% - 37.2% 31.1% - 37.2% 88
Easy Loan (USD) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 28.2% - 35.8% 28.2% - 35.8% 84

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00% annual, Flat 2 Fees 1 Ins Ins None N/A 48.7% - 57.2% 50% - 59.8% 41
Small Business Loan 10.00%-24.00% annual, Flat 3 Fees 1 Ins Ins None N/A 58.6% - 71.7% 61.2% - 77% 15
Solidarity Group Loan 10.00%-30.00% annual, Flat 2 Fees 1 Ins Ins None 30.00% upfront 14.2% - 94.9% 22.9% - 242.9% 8

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit Line (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34.1% - 36.6% 34.1% - 36.6% 100
Credit Line (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34% - 34.2% 34% - 34.2% 98
Emergency Loan (KHR) 30.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 30% - 30.2% 30% - 30.2% 99
Emergency Loan (THB) 30.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 29.9% - 30.1% 29.9% - 30.1% 100
End of Term Loan (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 36.5% - 37% 36.5% - 37% 98
End of Term Loan (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33.6% - 34.2% 33.6% - 34.2% 98
individual Inst ID (KHR) 27.6%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 31.9% - 37.1% 31.9% - 37.1% 81
Inst ID (THB) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 30.6% - 34.5% 30.6% - 34.5% 85
Inst VB (THB) 31.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 32.2% - 32.3% 32.2% - 32.3% 97
Inst-ID USD 26.4%-31.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.3% - 30.3% 29.3% - 30.3% 88
Inst-VB (KHR) 33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34.7% - 34.9% 34.7% - 34.9% 96
Seasonal Loan (KHR) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33% - 37.5% 33% - 37.5% 88
Seasonal Loan (THB) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 30.6% - 34.2% 30.6% - 34.2% 95
Seasonal Loan (USD) 28.8%-32.4% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 30.6% - 33.5% 30.6% - 33.5% 90
Easy Loan (KHR) 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 31.1% - 37.2% 31.1% - 37.2% 88
Easy Loan (USD) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 28.2% - 35.8% 28.2% - 35.8% 84
Institution Price Graph
Institution Price Graph
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Key Statistics
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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